Credit Score
Personal Debt Issues

Credit Score Average for Cities

For the 20 metro areas surveyed, Minneapolis and Boston have good scores while Dallas and Houston need some credit repair.

According to creditreport.com, the FICO scores drastically change from state to state. Below is the a table of the average credit scores in all 50 states.

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METRO AREA

SCORE

METRO AREA

SCORE

Minneapolis

705

Detroit

675

Boston

704

Denver

674

Washington

691

Tampa

672

Cleveland

689

Miami

671

Seattle

688

Orlando

671

New York

686

Los Angeles

668

Philadelphia

686

Atlanta

667

San Francisco

685

Phoenix

657

Chicago

679

Houston

652

Sacramento

676

Dallas

650

Note: Experian collects data monthly from a representative sample of 3 million U.S. consumers' credit profiles. Credit scores are for February 2005. Further details can be found at www.NationalScoreIndex.com.

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