Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.365% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,975 Total Fees$1,175 Lender Fees
30 Years Fixed
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.675 Points$2,160 Points Fee
$3,155 Total Fees$995 Lender Fees
30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.865 Points$2,768 Points Fee
$2,768 Total Fees$0 Lender Fees
30 Years Fixed
6.586% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.571 Points$1,827 Points Fee
$3,222 Total Fees$1,395 Lender Fees
30 Years Fixed
6.590% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.698 Points$2,234 Points Fee
$3,329 Total Fees$1,095 Lender Fees
30 Years Fixed
6.615% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.984 Points$3,149 Points Fee
$3,849 Total Fees$700 Lender Fees
30 Years Fixed
6.631% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.886 Points$2,835 Points Fee
$4,723 Total Fees$1,888 Lender Fees
30 Years Fixed
6.683% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.600 Points$1,920 Points Fee
$1,920 Total Fees$0 Lender Fees
30 Years Fixed
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$3,894 Total Fees$1,494 Lender Fees
30 Years Fixed
6.744% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.992 Points$3,174 Points Fee
$8,174 Total Fees$5,000 Lender Fees
30 Years Fixed
6.752% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.988 Points$3,162 Points Fee
$4,312 Total Fees$1,150 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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