What documentation will the lender typically require to process my mortgage?
answer depends upon the quality of your credit and the amount of equity you
have in your property. On a typical fully documented mortgage refinancing application
(where an applicant is seeking to qualify based on an employee's salary), the
lender will require: one month's current pay stubs, W-2's for the prior two
years and bank and investment account statements for the prior 2-3 months. If
an applicant is self-employed (has a 25% or greater ownership in a business)
then additional documentation could be required (i.e. 1040's, 1165's, 1120's, P
& L statement).