Home Refinancing Rates Hawaii

Current Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Hawaii and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.972% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.640 Points$2,048 Points Fee
$3,343 Total Fees$1,295 Lender Fees
30 Years Fixed
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
5.834% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.913 Points$2,922 Points Fee
$2,922 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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