Home Refinancing Rates Hawaii

Current Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Hawaii and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.739% APR 5.625% Rate 45 day rate lock $1,843 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.853 Points$2,730 Points Fee
$4,025 Total Fees$1,295 Lender Fees
30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
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6.089% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.958 Points$3,066 Points Fee
$3,066 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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