Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/13/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
3.339% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.625 Points
$2,812 Lender Fees
30 Years Fixed
2.945% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.907 Points
$2,268 Lender Fees
30 Years Fixed
2.652% APR 2.625% Rate 30 day rate lock $1,005 Payment per month
0.359 Points
$898 Lender Fees
30 Years Fixed
2.472% APR 2.375% Rate 30 day rate lock $972 Payment per month
0.886 Points
$3,215 Lender Fees
30 Years Fixed
1.948% APR 1.875% Rate 30 day rate lock $1,595 Payment per month
0.527 Points
$1,318 Lender Fees
15 Years Fixed
2.694% APR 2.500% Rate 30 day rate lock $1,667 Payment per month
0.875 Points
$3,438 Lender Fees
15 Years Fixed
2.419% APR 2.249% Rate 30 day rate lock $1,638 Payment per month
0.816 Points
$3,040 Lender Fees
15 Years Fixed
2.283% APR 2.188% Rate 30 day rate lock $1,631 Payment per month
0.679 Points
$1,698 Lender Fees
15 Years Fixed
2.851% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.699 Points
$3,294 Lender Fees
30 Years Fixed
2.804% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.190 Points
$1,745 Lender Fees
30 Years Fixed
2.470% APR 2.250% Rate 30 day rate lock $1,638 Payment per month
0.954 Points
$3,931 Lender Fees
15 Years Fixed
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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