Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/23/2022)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
4.920% APR 4.920% Rate 30 day rate lock $1,330 Payment per month
-0.046 Points($115) Points Fee
($115) Total Fees$0 Lender Fees
30 Years Fixed
6.297% APR 6.250% Rate 30 day rate lock $1,540 Payment per month
0.000 Points$0 Points Fee
$1,250 Total Fees$1,250 Lender Fees
30 Years Fixed
6.411% APR 6.375% Rate 30 day rate lock $1,560 Payment per month
-0.125 Points($312) Points Fee
$938 Total Fees$1,251 Lender Fees
30 Years Fixed
5.037% APR 5.000% Rate 30 day rate lock $1,343 Payment per month
0.426 Points$1,065 Points Fee
$1,065 Total Fees$0 Lender Fees
30 Years Fixed
6.046% APR 5.990% Rate 45 day rate lock $1,498 Payment per month
0.487 Points$1,218 Points Fee
$1,512 Total Fees$295 Lender Fees
30 Years Fixed
4.810% APR 4.810% Rate 30 day rate lock $1,314 Payment per month
-0.103 Points($257) Points Fee
($258) Total Fees$0 Lender Fees
30 Years Fixed
4.736% APR 4.625% Rate 30 day rate lock $1,286 Payment per month
0.299 Points$748 Points Fee
$3,248 Total Fees$2,500 Lender Fees
30 Years Fixed
5.057% APR 5.000% Rate 30 day rate lock $1,343 Payment per month
0.256 Points$640 Points Fee
$1,635 Total Fees$995 Lender Fees
30 Years Fixed
5.169% APR 5.125% Rate 30 day rate lock $1,362 Payment per month
0.075 Points$188 Points Fee
$1,282 Total Fees$1,094 Lender Fees
30 Years Fixed
5.192% APR 5.125% Rate 30 day rate lock $1,362 Payment per month
0.360 Points$900 Points Fee
$1,895 Total Fees$995 Lender Fees
30 Years Fixed
5.875% APR 5.875% Rate 60 day rate lock $1,479 Payment per month
-0.260 Points($650) Points Fee
($650) Total Fees$0 Lender Fees
30 Years Fixed
5.789% APR 5.750% Rate 30 day rate lock $1,459 Payment per month
0.424 Points$1,060 Points Fee
$1,060 Total Fees$0 Lender Fees
30 Years Fixed
5.340% APR 5.300% Rate 30 day rate lock $1,389 Payment per month
0.450 Points$1,125 Points Fee
$1,125 Total Fees$0 Lender Fees
30 Years Fixed
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

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