Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/05/2022)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.549% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.545 Points$1,744 Points Fee
$1,806 Total Fees$62 Lender Fees
30 Years Fixed
5.830% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
5.870% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.994 Points$3,181 Points Fee
$4,176 Total Fees$995 Lender Fees
30 Years Fixed
6.176% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
30 Years Fixed
5.688% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.432 Points$1,382 Points Fee
$6,860 Total Fees$5,478 Lender Fees
30 Years Fixed (866) 798-7944 (Toll Free Number)
5.579% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
7.389% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$4,450 Total Fees$1,250 Lender Fees
30 Years Fixed
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

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