Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/05/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.076% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
0.458 Points
$2,774 Lender Fees
 30 Years Fixed
Premium
2.888% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.169 Points
$422 Lender Fees
 30 Years Fixed
4.167% APR 4.125% Rate 30 day rate lock $1,212 Payment per month
0.000 Points
$1,250 Lender Fees
 30 Years Fixed
2.820% APR 2.820% Rate 30 day rate lock $1,030 Payment per month
-0.067 Points
($168) Lender Fees
 30 Years Fixed
2.990% APR 2.990% Rate 30 day rate lock $1,053 Payment per month
-0.396 Points
($990) Lender Fees
 30 Years Fixed
4.011% APR 3.990% Rate 30 day rate lock $1,193 Payment per month
-0.250 Points
$625 Lender Fees
 30 Years Fixed
2.899% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.308 Points
$770 Lender Fees
 30 Years Fixed
3.162% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.476 Points
$1,190 Lender Fees
 30 Years Fixed
2.910% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.448 Points
$1,120 Lender Fees
 30 Years Fixed
3.039% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.500 Points
$1,250 Lender Fees
 30 Years Fixed (866) 401-5203 (Toll Free Number)
2.886% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.137 Points
$342 Lender Fees
 30 Years Fixed
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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