Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/19/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
7.589% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
30 Years Fixed
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$0 down payment for Veterans homebuying with a VA Loan
8.091% APR 8.000% Rate 30 day rate lock $2,349 Payment per month
0.867 Points$2,774 Points Fee
$2,774 Total Fees$0 Lender Fees
30 Years Fixed
6.614% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.940 Points$3,008 Points Fee
$3,892 Total Fees$884 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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