Home Mortgage Loan Rates in California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Rates Last Updated: 01/22/2020)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.407% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.396 Points
$990 Lender Fees
 30 Years Fixed
4.000% APR 4.000% Rate 30 day rate lock $1,194 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
3.375% APR 3.375% Rate 30 day rate lock $1,772 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
2.875% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
-0.021 Points
($52) Lender Fees
 15 Years Fixed
3.276% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.333 Points
$832 Lender Fees
 5 Years ARM
4.125% APR 4.125% Rate 30 day rate lock $1,212 Payment per month
0.000 Points
$0 Lender Fees
 5 Years ARM
3.934% APR 3.875% Rate 30 day rate lock $1,176 Payment per month
0.100 Points
$1,796 Lender Fees
 30 Years Fixed
3.001% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
0.261 Points
$2,198 Lender Fees
 15 Years Fixed
2.821% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.306 Points
$2,311 Lender Fees
 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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