Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/28/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
2.856% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.375 Points
$3,438 Lender Fees
30 Years Fixed
Premium
2.795% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.168 Points
$1,643 Lender Fees
30 Years Fixed (866) 926-0729 (Toll Free Number)
3.268% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.224 Points
$560 Lender Fees
30 Years Fixed
3.039% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.500 Points
$1,250 Lender Fees
30 Years Fixed (866) 401-5203 (Toll Free Number)
3.033% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.416 Points
$1,040 Lender Fees
30 Years Fixed
3.896% APR 3.875% Rate 30 day rate lock $1,176 Payment per month
-0.250 Points
$625 Lender Fees
30 Years Fixed
3.027% APR 2.990% Rate 45 day rate lock $1,053 Payment per month
0.476 Points
$1,190 Lender Fees
30 Years Fixed
2.875% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
-0.287 Points
($718) Lender Fees
30 Years Fixed
3.063% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.416 Points
$2,035 Lender Fees
30 Years Fixed
3.145% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.250 Points
$625 Lender Fees
30 Years Fixed
2.926% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.255 Points
$1,638 Lender Fees
30 Years Fixed (866) 737-5920 (Toll Free Number)
2.856% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.375 Points
$3,438 Lender Fees
30 Years Fixed
2.904% APR 2.875% Rate 45 day rate lock $1,038 Payment per month
0.366 Points
$915 Lender Fees
30 Years Fixed
2.786% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.466 Points
$1,165 Lender Fees
30 Years Fixed
3.771% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
-0.250 Points
$625 Lender Fees
30 Years Fixed
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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