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Home Mortgage Loan Rates in California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Rates Last Updated: 10/16/2018)

Lender
APR
Rate
Payment
Points/Fees
Loan Type
 Contact details
APR 4.756% Rate 4.750% 45 day rate lock Payment $1,305 per month
0.069 Points
$172 Lender Fees
 Loan Type 30 Years Fixed (844) 777-7592 (Toll Free Number)
APR 4.924% Rate 4.875% 30 day rate lock Payment $1,324 per month
0.000 Points
$1,400 Lender Fees
 Loan Type 30 Years Fixed
APR 5.032% Rate 4.990% 30 day rate lock Payment $1,341 per month
0.085 Points
$1,212 Lender Fees
 Loan Type 30 Years Fixed
APR 4.927% Rate 4.875% 45 day rate lock Payment $1,324 per month
0.206 Points
$1,599 Lender Fees
 Loan Type 30 Years Fixed (866) 270-7574 (Toll Free Number)
APR 4.836% Rate 4.750% 60 day rate lock Payment $1,305 per month
0.000 Points
$2,500 Lender Fees
 Loan Type 30 Years Fixed
APR 5.500% Rate 5.500% 40 day rate lock Payment $1,420 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 5.125% Rate 5.125% 40 day rate lock Payment $1,362 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.576% Rate 4.500% 45 day rate lock Payment $1,267 per month
0.500 Points
$2,249 Lender Fees
 Loan Type 30 Years Fixed
APR 4.149% Rate 4.125% 45 day rate lock Payment $1,865 per month
0.162 Points
$405 Lender Fees
 Loan Type 15 Years Fixed (844) 777-7592 (Toll Free Number)
APR 4.463% Rate 4.375% 30 day rate lock Payment $1,897 per month
0.190 Points
$1,475 Lender Fees
 Loan Type 15 Years Fixed
APR 4.333% Rate 4.250% 30 day rate lock Payment $1,881 per month
0.000 Points
$1,400 Lender Fees
 Loan Type 15 Years Fixed
APR 4.360% Rate 4.250% 45 day rate lock Payment $1,881 per month
0.343 Points
$1,942 Lender Fees
 Loan Type 15 Years Fixed (866) 270-7574 (Toll Free Number)
APR 5.125% Rate 5.125% 40 day rate lock Payment $1,994 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 4.625% Rate 4.625% 40 day rate lock Payment $1,929 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 3.880% Rate 3.750% 45 day rate lock Payment $1,819 per month
0.500 Points
$2,249 Lender Fees
 Loan Type 15 Years Fixed
APR 4.406% Rate 4.375% 45 day rate lock Payment $1,249 per month
0.369 Points
$922 Lender Fees
 Loan Type 5 Years ARM (844) 777-7592 (Toll Free Number)
APR 4.574% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.472 Points
$2,180 Lender Fees
 Loan Type 5 Years ARM
APR 4.779% Rate 4.750% 45 day rate lock Payment $1,305 per month
0.336 Points
$840 Lender Fees
 Loan Type 5 Years ARM (866) 270-7574 (Toll Free Number)
APR 3.917% Rate 3.875% 45 day rate lock Payment $1,176 per month
0.125 Points
$1,312 Lender Fees
 Loan Type 5 Years ARM
Updating Rates...
Updating Rates...

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Keith Schemm's Daily Rate Summary
Monday, October 15th, 2018

Mortgage Rates and Treasury Yields Steady.
On Friday, Treasury bond yields and Mortgage interest rates steadied as the bond market is forced to contemplate the effects of a higher Federal Funds rate in the next year. The U.S. 10-Year Note may be about to break out above the psychologically important 3.00% yield level. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10-Yr. Treasury Note stood at a yield of 3.163% and the 30-Yr. U.S. Treasury Bond yielded 3.327%. The 30-Year Mortgages according to Freddie Mac were around 4.90% for conforming and 5.25% for Jumbo products.

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