Home Mortgage Loan Rates in California

Planning on purchasing a new home? Use ERATE®'s rate chart below to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Rates Last Updated: 04/19/2018)

Lender
APR
Rate
Payment
Points/Fees
Loan Type
Contact details
APR 4.375% Rate 4.375% 30 day rate lock Payment $1,249 per month
0.000 Points
$0 Lender Fees
Loan Type 30 Years Fixed (866) 678-1961 (Toll Free Number)
APR 4.500% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.000 Points
$0 Lender Fees
Loan Type 30 Years Fixed
APR 4.512% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.136 Points
$340 Lender Fees
Loan Type 30 Years Fixed
APR 4.409% Rate 4.375% 30 day rate lock Payment $1,249 per month
0.000 Points
$1,070 Lender Fees
Loan Type 30 Years Fixed
APR 4.536% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.021 Points
$1,052 Lender Fees
Loan Type 30 Years Fixed
APR 4.675% Rate 4.625% 30 day rate lock Payment $1,286 per month
0.093 Points
$1,458 Lender Fees
Loan Type 30 Years Fixed
APR 4.310% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.321 Points
$1,907 Lender Fees
Loan Type 30 Years Fixed
APR 4.459% Rate 4.375% 60 day rate lock Payment $1,249 per month
0.000 Points
$2,500 Lender Fees
Loan Type 30 Years Fixed
APR 5.125% Rate 5.125% 45 day rate lock Payment $1,362 per month
0.000 Points
$0 Lender Fees
Loan Type 30 Years Fixed
APR 4.875% Rate 4.875% 45 day rate lock Payment $1,324 per month
0.000 Points
$0 Lender Fees
Loan Type 30 Years Fixed
APR 4.299% Rate 4.250% 45 day rate lock Payment $1,230 per month
0.204 Points
$1,490 Lender Fees
Loan Type 30 Years Fixed
APR 3.875% Rate 3.875% 30 day rate lock Payment $1,834 per month
0.000 Points
$0 Lender Fees
Loan Type 15 Years Fixed (866) 678-1961 (Toll Free Number)
APR 3.910% Rate 3.875% 30 day rate lock Payment $1,834 per month
0.235 Points
$588 Lender Fees
Loan Type 15 Years Fixed
APR 3.990% Rate 3.990% 30 day rate lock Payment $1,848 per month
0.000 Points
$0 Lender Fees
Loan Type 15 Years Fixed
APR 3.933% Rate 3.875% 30 day rate lock Payment $1,834 per month
0.000 Points
$1,070 Lender Fees
Loan Type 15 Years Fixed
APR 3.954% Rate 3.875% 30 day rate lock Payment $1,834 per month
0.140 Points
$1,350 Lender Fees
Loan Type 15 Years Fixed
APR 4.136% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.436 Points
$2,315 Lender Fees
Loan Type 15 Years Fixed
APR 3.724% Rate 3.625% 30 day rate lock Payment $1,803 per month
0.281 Points
$1,807 Lender Fees
Loan Type 15 Years Fixed
APR 4.022% Rate 3.875% 60 day rate lock Payment $1,834 per month
0.000 Points
$2,500 Lender Fees
Loan Type 15 Years Fixed
APR 4.625% Rate 4.625% 45 day rate lock Payment $1,929 per month
0.000 Points
$0 Lender Fees
Loan Type 15 Years Fixed
APR 4.375% Rate 4.375% 45 day rate lock Payment $1,897 per month
0.000 Points
$0 Lender Fees
Loan Type 15 Years Fixed
APR 3.713% Rate 3.625% 45 day rate lock Payment $1,803 per month
0.250 Points
$1,534 Lender Fees
Loan Type 15 Years Fixed
APR 4.033% Rate 4.000% 30 day rate lock Payment $1,194 per month
0.000 Points
$1,070 Lender Fees
Loan Type 5 Years ARM
APR 4.153% Rate 4.125% 30 day rate lock Payment $1,212 per month
0.331 Points
$828 Lender Fees
Loan Type 5 Years ARM
APR 4.073% Rate 4.000% 30 day rate lock Payment $1,194 per month
0.481 Points
$2,202 Lender Fees
Loan Type 5 Years ARM
APR 3.810% Rate 3.750% 30 day rate lock Payment $1,158 per month
0.339 Points
$1,952 Lender Fees
Loan Type 5 Years ARM
APR 3.558% Rate 3.500% 45 day rate lock Payment $1,123 per month
0.375 Points
$1,846 Lender Fees
Loan Type 5 Years ARM
Updating Rates...
Updating Rates...

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Keith Schemm's Daily Rate Summary

Mortgage Rates and Treasury Yields Rise.
On Wednesday, Treasury bond yields and Mortgage interest rates rose slightly as bond sector investors see value in stocks and rotate out of bonds. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10 Yr. Treasury Note stood at a yield of 2.8728% and the 30 Yr. U.S. Treasury Bond yielding 3.0601%. 30 Year Mortgages according to Freddie Mac were around 4.47% for conforming and 4.52% for Jumbo products.

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