Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 01/23/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
2.480% APR 2.375% Rate 30 day rate lock $972 Payment per month
1.000 Points
$3,500 Lender Fees
 30 Years Fixed
2.679% APR 2.625% Rate 30 day rate lock $1,005 Payment per month
0.702 Points
$1,755 Lender Fees
 30 Years Fixed
2.262% APR 2.125% Rate 30 day rate lock $1,624 Payment per month
0.981 Points
$2,452 Lender Fees
 15 Years Fixed
1.944% APR 1.750% Rate 30 day rate lock $1,581 Payment per month
1.000 Points
$3,500 Lender Fees
 15 Years Fixed
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2.606% APR 2.500% Rate 30 day rate lock $988 Payment per month
0.889 Points
$3,492 Lender Fees
 30 Years Fixed
2.872% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.972 Points
$3,976 Lender Fees
 30 Years Fixed
2.261% APR 2.125% Rate 30 day rate lock $1,624 Payment per month
0.462 Points
$2,425 Lender Fees
 15 Years Fixed
2.567% APR 2.375% Rate 30 day rate lock $1,653 Payment per month
0.748 Points
$3,416 Lender Fees
 15 Years Fixed
2.351% APR 2.250% Rate 30 day rate lock $956 Payment per month
0.736 Points
$3,386 Lender Fees
 5 Years ARM
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Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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