Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/20/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.818% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
30 Years Fixed
6.998% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.634 Points$2,029 Points Fee
$4,029 Total Fees$2,000 Lender Fees
30 Years Fixed
7.062% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
30 Years Fixed
7.451% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
7.081% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.568 Points$1,818 Points Fee
$2,702 Total Fees$884 Lender Fees
30 Years Fixed
7.971% APR 7.875% Rate 30 day rate lock $2,321 Payment per month
0.925 Points$2,960 Points Fee
$2,960 Total Fees$0 Lender Fees
30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in