Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/31/2020)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
4.375% APR 4.250% Rate 45 day rate lock $1,230 Payment per month
1.000 Points
$3,750 Lender Fees
 30 Years Fixed
3.998% APR 3.875% Rate 45 day rate lock $1,176 Payment per month
1.000 Points
$3,750 Lender Fees
 30 Years Fixed
3.717% APR 3.500% Rate 45 day rate lock $1,788 Payment per month
1.000 Points
$3,750 Lender Fees
 15 Years Fixed
3.592% APR 3.375% Rate 45 day rate lock $1,772 Payment per month
1.000 Points
$3,750 Lender Fees
 15 Years Fixed
3.369% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.891 Points
$3,774 Lender Fees
 30 Years Fixed
3.292% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.022 Points
$1,325 Lender Fees
 30 Years Fixed
2.973% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
0.176 Points
$1,710 Lender Fees
 15 Years Fixed
3.475% APR 3.250% Rate 30 day rate lock $1,757 Payment per month
0.943 Points
$3,904 Lender Fees
 15 Years Fixed
3.112% APR 3.000% Rate 30 day rate lock $1,055 Payment per month
0.936 Points
$3,610 Lender Fees
 5 Years ARM
2.860% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.819 Points
$3,594 Lender Fees
 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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