Home Mortgage Loan Ratesin California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/16/2022)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.125% APR 6.125% Rate 60 day rate lock $1,520 Payment per month
-0.079 Points($198) Points Fee
($198) Total Fees$0 Lender Fees
 30 Years Fixed
4.630% APR 4.500% Rate 30 day rate lock $1,267 Payment per month
0.331 Points$828 Points Fee
$3,822 Total Fees$2,995 Lender Fees
 30 Years Fixed
5.400% APR 5.375% Rate 45 day rate lock $1,400 Payment per month
0.279 Points$698 Points Fee
$698 Total Fees$0 Lender Fees
 30 Years Fixed
4.750% APR 4.750% Rate 30 day rate lock $1,305 Payment per month
-0.276 Points($690) Points Fee
($690) Total Fees$0 Lender Fees
 30 Years Fixed
6.698% APR 6.625% Rate 30 day rate lock $1,601 Payment per month
0.250 Points$625 Points Fee
$1,875 Total Fees$1,250 Lender Fees
 30 Years Fixed
4.407% APR 4.375% Rate 30 day rate lock $1,249 Payment per month
0.375 Points$938 Points Fee
$938 Total Fees$0 Lender Fees
 30 Years Fixed
4.875% APR 4.875% Rate 30 day rate lock $1,324 Payment per month
-0.166 Points($415) Points Fee
($415) Total Fees$0 Lender Fees
 30 Years Fixed
5.388% APR 5.375% Rate 30 day rate lock $1,400 Payment per month
0.142 Points$355 Points Fee
$355 Total Fees$0 Lender Fees
 30 Years Fixed
4.931% APR 4.875% Rate 30 day rate lock $1,324 Payment per month
0.248 Points$620 Points Fee
$1,615 Total Fees$995 Lender Fees
 30 Years Fixed
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

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