Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$3,870 Total Fees$1,070 Lender Fees
 30 Years Fixed
6.560% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.727 Points$2,326 Points Fee
$2,326 Total Fees$0 Lender Fees
 30 Years Fixed
6.702% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.582 Points$1,862 Points Fee
$2,562 Total Fees$700 Lender Fees
 30 Years Fixed
6.706% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.852 Points$2,726 Points Fee
$2,726 Total Fees$0 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.834% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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