Home Mortgage Loan Rates in California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Rates Last Updated: 11/15/2019)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.535% APR 3.500% Rate 30 day rate lock $1,123 Payment per month
0.441 Points
$1,102 Lender Fees
 30 Years Fixed
3.628% APR 3.625% Rate 30 day rate lock $1,141 Payment per month
0.037 Points
$92 Lender Fees
 30 Years Fixed
4.875% APR 4.875% Rate 45 day rate lock $1,324 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
4.990% APR 4.990% Rate 45 day rate lock $1,341 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
4.250% APR 4.250% Rate 45 day rate lock $1,881 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
3.070% APR 3.000% Rate 30 day rate lock $1,727 Payment per month
0.485 Points
$1,212 Lender Fees
 15 Years Fixed
2.926% APR 2.875% Rate 30 day rate lock $1,712 Payment per month
0.359 Points
$898 Lender Fees
 15 Years Fixed
4.125% APR 4.125% Rate 45 day rate lock $1,865 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
3.287% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.470 Points
$1,175 Lender Fees
 5 Years ARM
4.041% APR 4.000% Rate 30 day rate lock $1,194 Payment per month
0.499 Points
$1,248 Lender Fees
 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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