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Home Mortgage Loan Rates in California

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Rates Last Updated: 12/15/2018)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
4.525% APR 4.500% Rate 45 day rate lock $1,267 Payment per month
0.287 Points
$718 Lender Fees
 30 Years Fixed
5.375% APR 5.375% Rate 40 day rate lock $1,400 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
4.435% APR 4.375% Rate 30 day rate lock $1,249 Payment per month
0.222 Points
$1,886 Lender Fees
 30 Years Fixed
4.672% APR 4.625% Rate 30 day rate lock $1,286 Payment per month
0.148 Points
$1,365 Lender Fees
 30 Years Fixed
4.790% APR 4.750% Rate 45 day rate lock $1,305 Payment per month
0.067 Points
$1,252 Lender Fees
 30 Years Fixed
4.419% APR 4.375% Rate 45 day rate lock $1,249 Payment per month
0.125 Points
$1,312 Lender Fees
 30 Years Fixed
4.990% APR 4.990% Rate 40 day rate lock $1,341 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
4.817% APR 4.750% Rate 30 day rate lock $1,305 Payment per month
0.374 Points
$1,935 Lender Fees
 30 Years Fixed
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Keith Schemm's Daily Rate Summary
Friday, December 14th, 2018

Mortgage Rates and Treasury Yields Steady.
On Thursday, Treasury bond yields and Mortgage interest rates were steady as the bond market is forced to contemplate the effects on the economy of a higher Federal Funds rate in the next year. The U.S. 10-Year Note may be about to break out above the psychologically important 3.00% yield level. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10-Yr. Treasury Note stood at a yield of 2.914% and the 30-Yr. U.S. Treasury Bond yielded 3.170%. The 30-Year Mortgages according to Freddie Mac were around 4.63% for conforming and 5.13% for Jumbo products.

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