HELOC Rates New YorkBest NY Home Equity Line of Credit Rates

Compare home equity line of credit (HELOC) rates in New York

(Last Updated: 09/28/2022)
Home Equity Lenders
APR
Rate
Initial Draw
 Contact details
5.740% Intro APR
7.000% After Intro PeriodIntro Period: 12 months		 7.000% Rate $25,000 Min. Initial Draw Amount
Conditions:
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply.
  • Rates as low as 5.74%.
  • Prime Rate as of 9/23/2022=6.25% (Wall Street Journal).
  • No application or closing costs
  • Flexible credit - only pay for what you use
Home Equity Loan - 15 Year Fixed Rate
Conditions:
24 Years’ Experience Winner BBB Torch Award for Ethics Licensed in all 50 states NMLS #2890 View Rates and Apply Online: 24/7 Speak to a Loan Officer: Mon-Fri 7:30-5:00 PT
  • Home Equity Loan - 15 Year Fixed Rate
  • No Appraisal Required
  • Close in 10 Days
  • View Rates and Apply Online 24/7
2.990% Intro APR
5.750% After Intro PeriodIntro Period: 6 months		 5.750% Rate $10,000 Min. Initial Draw Amount
7.040% APR 7.040% Rate $0 Min. Initial Draw Amount
1.250% Intro APR
5.250% After Intro PeriodIntro Period: 6 months		 5.250% Rate $0 Min. Initial Draw Amount
4.750% APR 4.750% Rate $0 Min. Initial Draw Amount
4.740% Intro APR
7.500% After Intro PeriodIntro Period: 12 months		 7.500% Rate $25,000 Min. Initial Draw Amount
1.990% Intro APR
5.750% After Intro PeriodIntro Period: 12 months		 5.750% Rate $0 Min. Initial Draw Amount
7.250% APR 7.250% Rate $0 Min. Initial Draw Amount
5.500% APR 5.500% Rate $25,000 Min. Initial Draw Amount
5.500% APR 5.500% Rate $3,000 Min. Initial Draw Amount
5.490% Intro APR
7.240% After Intro PeriodIntro Period: 12 months		 7.240% Rate $25,000 Min. Initial Draw Amount
0.000% Intro APR
5.500% After Intro PeriodIntro Period: 6 months		 5.500% Rate $15,000 Min. Initial Draw Amount
1.990% Intro APR
6.000% After Intro PeriodIntro Period: 6 months		 6.000% Rate $10,000 Min. Initial Draw Amount
8.040% APR 8.040% Rate $0 Min. Initial Draw Amount
4.740% Intro APR
5.750% After Intro PeriodIntro Period: 12 months		 5.750% Rate $10,000 Min. Initial Draw Amount
6.000% APR 6.000% Rate $0 Min. Initial Draw Amount
4.490% APR 4.490% Rate $5,000 Min. Initial Draw Amount
6.000% APR 6.000% Rate $0 Min. Initial Draw Amount
6.250% APR 6.250% Rate $0 Min. Initial Draw Amount
1.990% Intro APR
6.000% After Intro PeriodIntro Period: 6 months		 6.000% Rate $0 Min. Initial Draw Amount
3.250% Intro APR
5.750% After Intro PeriodIntro Period: 12 months		 5.750% Rate $0 Min. Initial Draw Amount
2.750% Intro APR
6.250% After Intro PeriodIntro Period: 12 months		 6.250% Rate $0 Min. Initial Draw Amount
2.750% Intro APR
5.750% After Intro PeriodIntro Period: 6 months		 5.750% Rate $0 Min. Initial Draw Amount
7.270% APR 7.270% Rate $0 Min. Initial Draw Amount
5.750% APR 5.750% Rate $25,000 Min. Initial Draw Amount
4.750% APR 4.750% Rate $0 Min. Initial Draw Amount
2.990% Intro APR
5.750% After Intro PeriodIntro Period: 6 months		 5.750% Rate $0 Min. Initial Draw Amount
7.410% APR 7.410% Rate $0 Min. Initial Draw Amount
5.650% APR 5.650% Rate $0 Min. Initial Draw Amount
6.000% APR 6.000% Rate $15,000 Min. Initial Draw Amount
5.750% APR 5.750% Rate $0 Min. Initial Draw Amount
2.990% Intro APR
5.750% After Intro PeriodIntro Period: 12 months		 5.750% Rate $0 Min. Initial Draw Amount
2.750% Intro APR
5.750% After Intro PeriodIntro Period: 12 months		 5.750% Rate $0 Min. Initial Draw Amount
2.250% Intro APR
2.750% After Intro PeriodIntro Period: 18 months		 2.750% Rate $0 Min. Initial Draw Amount
5.240% Intro APR
7.570% After Intro PeriodIntro Period: 6 months		 7.570% Rate $50,000 Min. Initial Draw Amount
5.750% APR 5.750% Rate $15,000 Min. Initial Draw Amount
6.500% APR 6.500% Rate $0 Min. Initial Draw Amount
4.240% APR 4.240% Rate $0 Min. Initial Draw Amount
3.990% Intro APR
5.750% After Intro PeriodIntro Period: 36 months		 5.750% Rate $0 Min. Initial Draw Amount
2.990% Intro APR
5.750% After Intro PeriodIntro Period: 12 months		 5.750% Rate $0 Min. Initial Draw Amount
5.750% APR 5.750% Rate $0 Min. Initial Draw Amount
5.750% APR 5.750% Rate $0 Min. Initial Draw Amount
7.000% APR 7.000% Rate $0 Min. Initial Draw Amount

Disclaimer:
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

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