HELOC Rates New YorkBest NY Home Equity Line of Credit Rates

Compare home equity line of credit (HELOC) rates in New York

(Last Updated: 05/28/2023)
Home Equity Lenders
APR
Rate
Initial Draw
 Contact details
7.490% APR 7.490% Rate $0 Min. Initial Draw Amount
Conditions:
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
2.990% Intro APR
8.250% After Intro PeriodIntro Period: 6 months		 8.250% Rate $10,000 Min. Initial Draw Amount
6.490% Intro APR
10.890% After Intro PeriodIntro Period: 6 months		 10.890% Rate $0 Min. Initial Draw Amount
2.990% Intro APR
8.000% After Intro PeriodIntro Period: 6 months		 8.000% Rate $0 Min. Initial Draw Amount
7.000% Intro APR
8.500% After Intro PeriodIntro Period: 6 months		 8.500% Rate $0 Min. Initial Draw Amount
6.740% Intro APR
9.500% After Intro PeriodIntro Period: 12 months		 9.500% Rate $25,000 Min. Initial Draw Amount
3.490% Intro APR
8.250% After Intro PeriodIntro Period: 6 months		 8.250% Rate $0 Min. Initial Draw Amount
10.750% APR 10.750% Rate $0 Min. Initial Draw Amount
5.500% APR 5.500% Rate $25,000 Min. Initial Draw Amount
5.500% APR 5.500% Rate $3,000 Min. Initial Draw Amount
7.490% Intro APR
9.740% After Intro PeriodIntro Period: 12 months		 9.740% Rate $0 Min. Initial Draw Amount
0.000% Intro APR
8.000% After Intro PeriodIntro Period: 6 months		 8.000% Rate $15,000 Min. Initial Draw Amount
1.990% Intro APR
8.750% After Intro PeriodIntro Period: 6 months		 8.750% Rate $10,000 Min. Initial Draw Amount
9.790% APR 9.790% Rate $0 Min. Initial Draw Amount
7.740% Intro APR
7.990% After Intro PeriodIntro Period: 12 months		 7.990% Rate $15,000 Min. Initial Draw Amount
10.500% APR 10.500% Rate $0 Min. Initial Draw Amount
4.490% APR 4.490% Rate $5,000 Min. Initial Draw Amount
8.750% APR 8.750% Rate $0 Min. Initial Draw Amount
8.750% APR 8.750% Rate $0 Min. Initial Draw Amount
5.490% Intro APR
8.500% After Intro PeriodIntro Period: 6 months		 8.500% Rate $0 Min. Initial Draw Amount
3.490% Intro APR
8.250% After Intro PeriodIntro Period: 12 months		 8.250% Rate $0 Min. Initial Draw Amount
3.950% Intro APR
8.000% After Intro PeriodIntro Period: 12 months		 8.000% Rate $0 Min. Initial Draw Amount
3.990% Intro APR
7.750% After Intro PeriodIntro Period: 6 months		 7.750% Rate $0 Min. Initial Draw Amount
0.000% Intro APR
8.250% After Intro PeriodIntro Period: 3 months		 8.250% Rate $25,000 Min. Initial Draw Amount
4.750% APR 4.750% Rate $0 Min. Initial Draw Amount
8.500% APR 8.500% Rate $0 Min. Initial Draw Amount
11.070% APR 11.070% Rate $0 Min. Initial Draw Amount
5.650% APR 5.650% Rate $0 Min. Initial Draw Amount
4.750% Intro APR
8.000% After Intro PeriodIntro Period: 6 months		 8.000% Rate $0 Min. Initial Draw Amount
8.250% APR 8.250% Rate $0 Min. Initial Draw Amount
3.990% Intro APR
8.500% After Intro PeriodIntro Period: 12 months		 8.500% Rate $0 Min. Initial Draw Amount
4.750% Intro APR
8.250% After Intro PeriodIntro Period: 12 months		 8.250% Rate $0 Min. Initial Draw Amount
2.250% Intro APR
2.750% After Intro PeriodIntro Period: 18 months		 2.750% Rate $0 Min. Initial Draw Amount
7.740% Intro APR
10.470% After Intro PeriodIntro Period: 6 months		 10.470% Rate $50,000 Min. Initial Draw Amount
3.990% Intro APR
8.625% After Intro PeriodIntro Period: 12 months		 8.625% Rate $0 Min. Initial Draw Amount
9.000% APR 9.000% Rate $0 Min. Initial Draw Amount
6.490% APR 6.490% Rate $0 Min. Initial Draw Amount
5.490% Intro APR
8.250% After Intro PeriodIntro Period: 36 months		 8.250% Rate $0 Min. Initial Draw Amount
6.250% Intro APR
8.500% After Intro PeriodIntro Period: 12 months		 8.500% Rate $0 Min. Initial Draw Amount
8.500% APR 8.500% Rate $0 Min. Initial Draw Amount
8.500% APR 8.500% Rate $5,000 Min. Initial Draw Amount
8.750% APR 8.750% Rate $0 Min. Initial Draw Amount

Disclaimer:
Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

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