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Home Refinance Loan Ratesin Maine
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/30/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.979% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,695 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.609 Points$1,949 Points Fee
|
$3,944 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.109% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.736 Points$2,355 Points Fee
|
$3,750 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.158% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.951 Points$3,043 Points Fee
|
$9,843 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.235% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.858 Points$2,746 Points Fee
|
$3,982 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.315% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.349% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.739 Points$2,365 Points Fee
|
$3,360 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.351% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.664 Points$2,125 Points Fee
|
$3,420 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.441% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.690 Points$2,208 Points Fee
|
$2,208 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.990 Points$3,168 Points Fee
|
$3,168 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.883 Points$2,826 Points Fee
|
$4,321 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.193% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.726 Points$2,323 Points Fee
|
$2,323 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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