Sort By:
Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/18/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.796 Points$2,547 Points Fee
|
$3,942 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.990% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.840 Points$2,688 Points Fee
|
$3,983 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.035% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.484 Points$1,549 Points Fee
|
$1,549 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.088% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.638 Points$2,042 Points Fee
|
$3,037 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.163% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.178% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.225% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.852 Points$2,726 Points Fee
|
$3,426 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
PENNYMAC |
5.833% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.909 Points$2,909 Points Fee
|
$2,909 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Alabama Cities Resource
Choose your city below to view local mortgage lenders in your area: