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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/28/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.876% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.756 Points$2,419 Points Fee
|
$4,414 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.034% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.982 Points$3,142 Points Fee
|
$9,942 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.048% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.623 Points$1,994 Points Fee
|
$1,994 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.103% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.672 Points$2,150 Points Fee
|
$3,545 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.120% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.988 Points$3,162 Points Fee
|
$4,457 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.236% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.854 Points$2,733 Points Fee
|
$3,921 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.254% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.320% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.738 Points$2,362 Points Fee
|
$2,362 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.504% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.886 Points$2,835 Points Fee
|
$4,330 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
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| Your home's value could help you save. | ||||||
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PENNYMAC |
6.067% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.829 Points$2,653 Points Fee
|
$2,653 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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