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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/27/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.356% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.502 Points$1,606 Points Fee
|
$3,601 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.434 Points$1,389 Points Fee
|
$2,184 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.598 Points$1,914 Points Fee
|
$2,964 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.496% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.926 Points$2,963 Points Fee
|
$4,151 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.540% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.956 Points$3,059 Points Fee
|
$9,859 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.607% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.809 Points$2,589 Points Fee
|
$3,825 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.607% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,895 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.620% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.922 Points$2,950 Points Fee
|
$4,345 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.839% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.916 Points$2,931 Points Fee
|
$2,931 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| A smarter way to get cash from your home | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.559% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.614 Points$1,965 Points Fee
|
$1,965 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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