Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.928% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$5,850 Total Fees$2,650 Lender Fees
 30 Years Fixed
6.947% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$6,595 Total Fees$4,595 Lender Fees
 30 Years Fixed
6.972% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
7.051% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.980 Points$3,136 Points Fee
$9,936 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.181% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
7.245% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.736 Points$2,355 Points Fee
$3,849 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.249% APR 7.125% Rate 45 day rate lock $2,156 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
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6.967% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.932 Points$2,982 Points Fee
$2,982 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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