Sort By:
Home Refinance Loan Ratesin Louisiana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/28/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
5.737% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.639 Points$2,045 Points Fee
|
$3,932 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.895% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.999 Points$3,197 Points Fee
|
$5,187 Total Fees$1,990 Lender Fees
|
30 Years Fixed | |
|
5.931% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.610 Points$1,952 Points Fee
|
$1,952 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.950% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.808 Points$2,586 Points Fee
|
$2,586 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.982% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.847 Points$2,710 Points Fee
|
$3,705 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.002% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.077% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.250% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.708 Points$2,266 Points Fee
|
$4,266 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
PENNYMAC |
5.828% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.849 Points$2,717 Points Fee
|
$2,717 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Louisiana Cities Resource
Choose your city below to view local mortgage lenders in your area: