Best GA HELOC RatesGeorgia Home Equity Line of Credit Rates

Compare home equity line of credit (HELOC) rates in Georgia

(Last Updated: 02/29/2024)
Home Equity Lenders
APR
Rate
Initial Draw
Contact details
Renovation-specific home equity loans based on the AFTER renovation value
Conditions:
RenoFi Loans are the first Home Equity Loans built specifically for renovations. By factoring in what your home will be worth after the renovation, we enable you to borrow the most money at the lowest rate so you can tackle your entire renovation wishlist. Borrow up to 90% of your future home value with a RenoFi Loan. NMLS # 1802847 / # 2412747
  • Renovation-specific home equity loans based on the AFTER renovation value
  • Borrow up to 90% of your future home value to finance renovations
  • Loans up to $500k with competitive rates from Credit Unions
  • No draws, inspections, or first mortgage refinancing needed
Home Equity Lines, Refinance, & Second Mortgages
Conditions:
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
  • Home Equity Lines, Refinance, & Second Mortgages
  • Unlock your Home’s Equity for Cash
  • Low Rates: Instant Quote & Credit Approval
  • Over $100 Billion Funded. 21 Years in Business
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.
Conditions:
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in 5 minutes. Funding in as few as 5 days
  • Use to consolidate debt or finance your next home project
Cash-Out and Home Equity Options Available.
Conditions:
Cash-Out and Home Equity Options Available.
  • Home Improvement, Buy a Vacation Home
  • 297k+ positive reviews, A+ rating from the BBB
  • Pay off higher interest rate credit cards, Pay college tuition
  • 100% online mortgage application available
8.500% APR 8.500% Rate $0 Min. Initial Draw Amount
8.250% APR 8.250% Rate $0 Min. Initial Draw Amount
5.990% Intro APR
8.490% After Intro PeriodIntro Period: 12 months
8.490% Rate $0 Min. Initial Draw Amount
6.840% Intro APR
8.800% After Intro PeriodIntro Period: 12 months
8.800% Rate $0 Min. Initial Draw Amount
9.150% APR 9.150% Rate $0 Min. Initial Draw Amount
6.990% Intro APR
9.850% After Intro PeriodIntro Period: 12 months
9.850% Rate $25,000 Min. Initial Draw Amount
6.990% Intro APR
9.980% After Intro PeriodIntro Period: 6 months
9.980% Rate $100,000 Min. Initial Draw Amount
9.625% APR 9.625% Rate $0 Min. Initial Draw Amount
10.500% APR 10.500% Rate $0 Min. Initial Draw Amount
7.500% APR 7.500% Rate $10,000 Min. Initial Draw Amount
8.500% APR 8.500% Rate $0 Min. Initial Draw Amount
10.750% APR 10.750% Rate $0 Min. Initial Draw Amount
9.000% APR 9.000% Rate $0 Min. Initial Draw Amount
7.750% Intro APR
9.000% After Intro PeriodIntro Period: 12 months
9.000% Rate $0 Min. Initial Draw Amount
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

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