Home Refinance Loan Ratesin Massachusetts

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.514% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.990 Points$3,168 Points Fee
$4,796 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.608% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.795 Points$2,544 Points Fee
$3,939 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.679% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.932 Points$2,982 Points Fee
$2,982 Total Fees$0 Lender Fees
 30 Years Fixed
A smarter way to get cash from your home
Proud to help you find the home loan of your future
Refinance to lower your rate
Discover multiple refinance options
Low rates, quick quote & approval
6.579% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.828 Points$2,650 Points Fee
$2,650 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in