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Home Refinance Loan Ratesin Montana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/14/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.442% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.746 Points$2,387 Points Fee
|
$2,387 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.652% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
5.761% APR | 5.625% Rate 45 day rate lock | $1,843 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.825% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.208% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.890 Points$2,848 Points Fee
|
$2,848 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.693% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.751 Points$2,403 Points Fee
|
$2,403 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
