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Home Refinance Loan Ratesin Montana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/10/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.763% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.375 Points$1,200 Points Fee
|
$4,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.777% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,050 Total Fees$2,650 Lender Fees
|
30 Years Fixed | |
|
6.873% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.954 Points$3,053 Points Fee
|
$4,289 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.896% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.687 Points$2,198 Points Fee
|
$8,998 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.918% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.438 Points$1,402 Points Fee
|
$1,402 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.985% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.655 Points$2,096 Points Fee
|
$3,590 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.828% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.804 Points$2,573 Points Fee
|
$2,573 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
