Best MA HELOC RatesMassachusetts Home Equity Line of Credit Rates

Compare home equity line of credit (HELOC) rates in Massachusetts

(Last Updated: 12/04/2022)
Home Equity Lenders
APR
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HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.
Conditions:
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in 5 minutes. Funding in as few as 5 days
  • Use to consolidate debt or finance your next home project
Cash-Out and Home Equity Options Available.
Conditions:
Cash-Out and Home Equity Options Available.
  • Home Improvement, Buy a Vacation Home
  • 236k+ positive reviews, A+ rating from the BBB
  • Pay off higher interest rate credit cards, Pay college tuition
  • 100% online mortgage application available
8.390% APR 8.390% Rate $0 Min. Initial Draw Amount
Conditions:
Fixed Rates As Low As 6.89%* APR For 5 Years on a Home Equity Line of Credit. Apply Online
  • Fixed Rates As Low As 6.89%* APR For 5 Years on a HELOC
  • Special Offer - Apply Now
  • Easy Online Application – No Branch Visit Needed
  • Flexible Terms and Rates
6.490% Intro APR
7.500% After Intro PeriodIntro Period: 12 months		 7.500% Rate $25,000 Min. Initial Draw Amount
Conditions:
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply.
  • Rates as low as 5.74%.
  • Prime Rate as of 9/23/2022=6.25% (Wall Street Journal).
  • No application or closing costs
  • Flexible credit - only pay for what you use
Home Equity Loan - 15 Year Fixed Rate
Conditions:
24 Years’ Experience Winner BBB Torch Award for Ethics Licensed in all 50 states NMLS #2890 View Rates and Apply Online: 24/7 Speak to a Loan Officer: Mon-Fri 7:30-5:00 PT
  • Home Equity Loan - 15 Year Fixed Rate
  • No Appraisal Required
  • Close in 10 Days
  • View Rates and Apply Online 24/7
6.500% APR 6.500% Rate $0 Min. Initial Draw Amount
3.250% APR 3.250% Rate $0 Min. Initial Draw Amount
4.990% Intro APR
6.750% After Intro PeriodIntro Period: 12 months		 6.750% Rate $0 Min. Initial Draw Amount
5.490% Intro APR
8.600% After Intro PeriodIntro Period: 12 months		 8.600% Rate $25,000 Min. Initial Draw Amount
7.000% APR 7.000% Rate $0 Min. Initial Draw Amount
7.250% APR 7.250% Rate $0 Min. Initial Draw Amount
5.500% APR 5.500% Rate $25,000 Min. Initial Draw Amount
6.240% Intro APR
7.990% After Intro PeriodIntro Period: 12 months		 7.990% Rate $0 Min. Initial Draw Amount
8.040% APR 8.040% Rate $0 Min. Initial Draw Amount
5.750% APR 5.750% Rate $25,000 Min. Initial Draw Amount
6.500% APR 6.500% Rate $0 Min. Initial Draw Amount
7.500% APR 7.500% Rate $0 Min. Initial Draw Amount
1.990% Intro APR
7.000% After Intro PeriodIntro Period: 12 months		 7.000% Rate $0 Min. Initial Draw Amount
4.500% APR 4.500% Rate $0 Min. Initial Draw Amount
7.000% APR 7.000% Rate $0 Min. Initial Draw Amount
5.750% Intro APR
7.750% After Intro PeriodIntro Period: 6 months		 7.750% Rate $0 Min. Initial Draw Amount
6.750% APR 6.750% Rate $0 Min. Initial Draw Amount
6.740% Intro APR
8.320% After Intro PeriodIntro Period: 6 months		 8.320% Rate $50,000 Min. Initial Draw Amount
7.490% APR 7.490% Rate $25,000 Min. Initial Draw Amount
4.490% Intro APR
7.125% After Intro PeriodIntro Period: 12 months		 7.125% Rate $10,000 Min. Initial Draw Amount
5.500% APR 5.500% Rate $0 Min. Initial Draw Amount

Disclaimer:
Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

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