Second Mortgage Rates - 10 YearsCA Current Home Equity Loan Rates

Best Second Mortgage rates in California - Ten Year Loan

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(Last Updated: 08/09/2022)
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FIXED rates from 3.99% APR*. HELOC up to $400K. Funding as fast as 5 days
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow up to $400K
  • Approval in 5 minutes. Funding in as few as 5 days
  • Use to consolidate debt or finance your next home project
Home Equity Loan - 15 Year Fixed Rate
24 Years’ Experience Winner BBB Torch Award for Ethics Licensed in all 50 states NMLS #2890 View Rates and Apply Online: 24/7 Speak to a Loan Officer: Mon-Fri 7:30-5:00 PT
  • Home Equity Loan - 15 Year Fixed Rate
  • No Appraisal Required
  • Close in 10 Days
  • View Rates and Apply Online 24/7
5.125% APR 5.125% Rate $534 Est. Payment per month

Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

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