California Home Equity Loan - 10 YearsCA Current Home Equity Rates

Current home equity loan rates in California - Ten Year Loan

(Last Updated: 02/21/2019)
Home Equity Lenders
APR
Rate
Monthly Payment
Contact details
5.590% APR 5.590% Rate $545 Est. Payment per month
Conditions:
Conditions… Variable APR of Prime minus 1.01% in OH/FL; Prime minus .76% in all other states. Min loan amount $10,000. Max loan amount $150,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
5.990% APR 5.990% Rate $555 Est. Payment per month
Conditions:
Rate after 6 month period is dependent on $25k draw at closing.Additional 0.50%discount with auto pay from Flagstar Deposit Account. $75 annual fee waived 1st year.
  • Home Equity Lines of Credit (up to 89.99% CLTV)
  • Home Equity Loans
  • Competitive rates on conventional/government mortgages and refinancing.
  • Retail Banking – checking accounts, savings, money market accounts, and CDs
5.590% APR 5.590% Rate $545 Est. Payment per month
Conditions:
Estimated payment based on $100,000 loan amount. APR based on LTV of 80% or lower.
  • Save when you borrow from PenFed!
  • Equal housing lender.
  • Available to members online seven days a week, 24 hours a day.
  • Federally insured by NCUA.
9.000% APR 9.000% Rate $634 Est. Payment per month
Conditions:
Monthly payment is an estimate only. Terms and conditions apply. Visit figure.com for full details on monthly payment, rates, origination fees, initial draw requirements and approval/funding times. You should consult a tax advisor regarding the deductibility of interest and charges. NMLS #1717824
  • Low fixed loan rates. Borrow $15,000 to $100,000
  • Get approved in 5 minutes. Funded in as little as 5 days.
  • No appraisal fee. No maintenance fee. No pre-payment penalties.
  • Low origination fee. Potentially tax deductible.
6.750% APR 6.750% Rate $575 Est. Payment per month
8.490% APR 8.490% Rate $620 Est. Payment per month
5.467% APR 5.250% Rate $537 Est. Payment per month
5.490% APR 5.490% Rate $543 Est. Payment per month
5.750% APR 5.750% Rate $549 Est. Payment per month
6.125% APR 6.125% Rate $559 Est. Payment per month
5.250% APR 5.250% Rate $537 Est. Payment per month
6.375% APR 6.375% Rate $565 Est. Payment per month
5.740% APR 5.740% Rate $549 Est. Payment per month
5.250% APR 5.250% Rate $537 Est. Payment per month
6.190% APR 6.190% Rate $560 Est. Payment per month
6.050% APR 6.050% Rate $557 Est. Payment per month
6.590% APR 6.590% Rate $571 Est. Payment per month
5.490% APR 5.490% Rate $543 Est. Payment per month
6.000% APR 6.000% Rate $556 Est. Payment per month
5.500% APR 5.500% Rate $543 Est. Payment per month
5.125% APR 5.125% Rate $534 Est. Payment per month
6.000% APR 6.000% Rate $556 Est. Payment per month
6.500% APR 6.500% Rate $568 Est. Payment per month

Informa Research Services, Inc.Home Equity Loans - Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the loan. 'With closing costs' indicates that customer is required to pay closing costs on the loan. Rates displayed may include discounts. Rates are subject to change without notice.

Disclaimer:
Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

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