Second Mortgage Rates - 10 YearsCA Current Home Equity Loan Rates

Best Second Mortgage rates in California - Ten Year Loan

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(Last Updated: 05/25/2024)
Home Equity Lenders
APR
Rate
Monthly Payment
Contact details
7.840% APR 7.840% Rate $1,205 Est. Payment per month
Conditions:
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.
Conditions:
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in as little as 5 minutes. Funding in as few as 5 days.
  • Use to consolidate debt or finance your next home project
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  • 2nd Mtg Solutions Including 95% of Home Value | 5-Day Closing | No Appraisal
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  • Simple, Single-Page, 60-Second Questionnaire, then Offers Sent to Your Inbox
Home Equity Lines, Refinance, & Second Mortgages
Conditions:
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
  • Home Equity Lines, Refinance, & Second Mortgages
  • Unlock your Home’s Equity for Cash
  • Low Rates: Instant Quote & Credit Approval
  • Over $100 Billion Funded. 21 Years in Business
"Unlock Your Home's Potential"
Conditions:
Please note that the interest rates offered are subject to change based on market conditions and borrower eligibility. The pricing and rate provided are accurate as of the specified date. It is important to be aware that the minimum loan amount for any loan program is $50,000. The specific amount and terms of the credit offer will be determined based on underwriting approval and guidelines, which include factors such as your credit history, your ability to make payments, and the available equity in your home. To qualify for this offer, you must meet the required criteria and demonstrate creditworthiness. Additionally, providing up to two years of income verification may be necessary. The severity of your credit may also impact the required down payment. It is crucial to understand that the lender reserves the right to cancel this offer if the provided information cannot be verified. Please note that all bankruptcies must be discharged in order to be eligible. This offer is nontransferable and is specifically available for single-family residences or owner-occupied condominiums. Please be aware that mobile homes and cooperatives are not included in this offer. It is important to note that the lender must hold a valid first lien position, and property hazard insurance is a requirement. These are some key details to consider when evaluating this offer. It is essential to thoroughly review the terms and conditions and seek clarification from the lender regarding any specific questions or concerns you may have before proceeding with the application process.
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8.240% APR 8.240% Rate $1,226 Est. Payment per month
7.250% APR 7.250% Rate $1,175 Est. Payment per month
8.250% APR 8.250% Rate $1,227 Est. Payment per month
6.875% APR 6.875% Rate $1,155 Est. Payment per month
8.000% APR 8.000% Rate $1,214 Est. Payment per month
6.875% APR 6.875% Rate $1,155 Est. Payment per month
9.375% APR 9.375% Rate $1,288 Est. Payment per month
9.875% APR 9.875% Rate $1,315 Est. Payment per month
8.500% APR 8.500% Rate $1,240 Est. Payment per month
7.875% APR 7.875% Rate $1,207 Est. Payment per month
7.900% APR 7.900% Rate $1,208 Est. Payment per month
8.400% APR 8.400% Rate $1,235 Est. Payment per month
8.375% APR 8.375% Rate $1,234 Est. Payment per month
7.000% APR 7.000% Rate $1,162 Est. Payment per month
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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