Second Mortgage Rates - 10 YearsCA Current Home Equity Loan Rates

Best Second Mortgage rates in California - Ten Year Loan

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(Last Updated: 12/05/2022)
Home Equity Lenders
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HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.
Conditions:
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in 5 minutes. Funding in as few as 5 days
  • Use to consolidate debt or finance your next home project
Cash-Out and Home Equity Options Available.
Conditions:
Cash-Out and Home Equity Options Available.
  • Home Improvement, Buy a Vacation Home
  • 236k+ positive reviews, A+ rating from the BBB
  • Pay off higher interest rate credit cards, Pay college tuition
  • 100% online mortgage application available
Home Equity Loan - 15 Year Fixed Rate
Conditions:
24 Years’ Experience Winner BBB Torch Award for Ethics Licensed in all 50 states NMLS #2890 View Rates and Apply Online: 24/7 Speak to a Loan Officer: Mon-Fri 7:30-5:00 PT
  • Home Equity Loan - 15 Year Fixed Rate
  • No Appraisal Required
  • Close in 10 Days
  • View Rates and Apply Online 24/7
7.040% APR 7.040% Rate $582 Est. Payment per month
Conditions:
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
6.000% APR 6.000% Rate $556 Est. Payment per month
5.500% APR 5.500% Rate $543 Est. Payment per month
7.240% APR 7.240% Rate $587 Est. Payment per month
5.750% APR 5.750% Rate $549 Est. Payment per month
6.990% APR 6.990% Rate $581 Est. Payment per month
5.750% APR 5.750% Rate $549 Est. Payment per month
10.250% APR 10.250% Rate $668 Est. Payment per month
8.250% APR 8.250% Rate $614 Est. Payment per month
7.500% APR 7.500% Rate $594 Est. Payment per month
7.500% APR 7.500% Rate $594 Est. Payment per month
7.200% APR 7.200% Rate $586 Est. Payment per month
7.250% APR 7.250% Rate $588 Est. Payment per month
5.125% APR 5.125% Rate $534 Est. Payment per month
8.250% APR 8.250% Rate $614 Est. Payment per month
5.500% APR 5.500% Rate $543 Est. Payment per month

Disclaimer:
Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

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