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Home Equity Lenders
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APR
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Rate
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Initial Draw
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Contact details |
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| Loans Amounts from $25,000 - $500,000. | View Details
Conditions: Interest-only payments during the 10-year draw period
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6.821%
Intro APR
6.821% After Intro PeriodIntro Period: 0 months |
6.821% Rate | $25,000 Min. Initial Draw Amount | View Details
Conditions: NMLS #2611: NMLS consumer access. For licensing information, please go to www.nmlsconsumeraccess.org. Owning Home Equity Line of Credit is available in AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY. Equal Housing Lender Owning HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. The Owning Home Equity Line of Credit is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Rates displayed reflect first lien mortgage pricing and may not apply to second lien products. Advertised rates are based on top-tier credit profiles (typically FICO scores of 800+), even within broader credit categories shown. All rates and terms are subject to qualification, including a maximum combined loan-to-value (CLTV) of 50%, and may vary based on individual borrower profile and loan scenario. Owning is a division of Guaranteed Rate, Inc, NMLS #2611 Headquarters: 3940 N Ravenswood, Chicago IL 60613
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5.990%
Intro APR
7.000% After Intro PeriodIntro Period: 12 months |
7.000% Rate | $25,000 Min. Initial Draw Amount | View Details
Conditions: Rates and terms are subject to change without notice. All offers of credit are subject to credit approval requirements and applicants may be offered credit at higher rates and other terms. Loan-to-Value (LTV) and/or Combined LTV (CLTV) restrictions apply. Hazard insurance is required on all loans secured by real property (flood insurance may also be required where applicable). Consult a tax professional regarding the potential deductibility of interest. FourLeaf does not currently offer HELOCs in Texas or for cooperative (co-op) properties. Membership at FourLeaf is required by opening a minimum $5 share savings account at or prior to HELOC account opening. https://www.fourleaffcu.com/personal/heloc-disclosures/
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| Home Equity Loans & Refinance – Cash out | View Details
Conditions: • Home Equity Loans & Refinance – Cash out • Customized rate quote with no impact to credit • Low Rates, Quick Approvals, Wide Range of Products • Over 100 Billion Funded. 22 Years in Business
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| Get cash now in exchange for a percentage of your homes future equity. | View Details
Conditions: Unlock isn't a lender & doesn't offer loans, so you don't need perfect credit to apply! No Additional Debt!
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Greater Nevada CULast Updated: 10/10/2025
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8.500% APR | 8.500% Rate | $100,000 Min. Initial Draw Amount | |
Nevada State BankLast Updated: 10/10/2025
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4.990%
Intro APR
8.250% After Intro PeriodIntro Period: 6 months |
8.250% Rate | $0 Min. Initial Draw Amount | |
Bank of AmericaLast Updated: 10/10/2025
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5.990%
Intro APR
8.430% After Intro PeriodIntro Period: 6 months |
8.430% Rate | $100,000 Min. Initial Draw Amount | |
HSBCLast Updated: 10/10/2025
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5.740%
Intro APR
8.600% After Intro PeriodIntro Period: 12 months |
8.600% Rate | $25,000 Min. Initial Draw Amount | |
Mountain America CULast Updated: 10/10/2025
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4.490%
Intro APR
8.000% After Intro PeriodIntro Period: 6 months |
8.000% Rate | $0 Min. Initial Draw Amount | |
America First CULast Updated: 10/10/2025
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4.490%
Intro APR
8.240% After Intro PeriodIntro Period: 6 months |
8.240% Rate | $0 Min. Initial Draw Amount | |
Bank of NevadaLast Updated: 10/10/2025
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8.250% APR | 8.250% Rate | $0 Min. Initial Draw Amount | |
Navy FCULast Updated: 10/10/2025
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7.500% APR | 7.500% Rate | $0 Min. Initial Draw Amount | |
Washington Trust BankLast Updated: 10/10/2025
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8.000% APR | 8.000% Rate | $0 Min. Initial Draw Amount | |
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