Best CA HELOC RatesCalifornia Home Equity Line of Credit Rates

Compare home equity line of credit (HELOC) rates in California

(Last Updated: 01/21/2019)
Home Equity Lenders
APR
  Contact details
5.500% APR $0 Min. Initial Draw Amount
Conditions:
Variable APR of Prime + 0% (Floor 3.75%). APR based on LTV of 80% or lower, for loan amounts $10,000 - $400,000.
  • Save when you borrow from PenFed!
  • Equal housing lender.
  • Available to members online seven days a week, 24 hours a day
  • Federally insured by NCUA
7.000% APR N/A Min. Initial Draw Amount
Conditions:
N/A- Minimum draw amount is equal to the requested loan amount. Visit figure.com for full details on rates, origination fees, initial draw requirements and approval/funding times. You should consult a tax advisor regarding the deductibility of interest and charges. NMLS #1717824
  • Low fixed loan rate. Borrow $15,000-$100,000.
  • Get approved in 5 minutes. Funded in as little as 5 days.
  • No appraisal fee. No maintenance fee. No pre-payment penalties.
  • Low origination fee. Potentially tax deductible.
4.490% APR $0 Min. Initial Draw Amount
Conditions:
Conditions… Variable APR of Prime minus 1.01% in OH/FL; Prime minus .76% in all other states. Min loan amount $10,000. Max loan amount $150,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
2.990% Intro APR After Intro: 5.500%Intro Period: 12 months $0 Min. Initial Draw Amount
7.240% APR $0 Min. Initial Draw Amount
5.750% APR $0 Min. Initial Draw Amount
6.290% APR $0 Min. Initial Draw Amount
3.490% Intro APR After Intro: 7.000%Intro Period: 6 months $0 Min. Initial Draw Amount
6.750% APR $15,000 Min. Initial Draw Amount
5.500% APR $0 Min. Initial Draw Amount
5.500% APR $0 Min. Initial Draw Amount
5.250% APR $10,000 Min. Initial Draw Amount
3.490% Intro APR After Intro: 6.375%Intro Period: 6 months $0 Min. Initial Draw Amount
6.500% APR $30,000 Min. Initial Draw Amount
6.750% APR $0 Min. Initial Draw Amount
5.750% APR $0 Min. Initial Draw Amount
6.000% APR $50,000 Min. Initial Draw Amount
5.750% APR $0 Min. Initial Draw Amount
3.990% Intro APR After Intro: 6.500%Intro Period: 12 months $0 Min. Initial Draw Amount
2.990% Intro APR After Intro: 6.500%Intro Period: 12 months $0 Min. Initial Draw Amount
2.990% Intro APR After Intro: 6.850%Intro Period: 12 months $0 Min. Initial Draw Amount
5.990% APR $0 Min. Initial Draw Amount
6.500% APR $0 Min. Initial Draw Amount
6.250% APR $0 Min. Initial Draw Amount
5.500% APR $0 Min. Initial Draw Amount
1.990% Intro APR After Intro: 4.830%Intro Period: 6 months $0 Min. Initial Draw Amount
6.000% APR $0 Min. Initial Draw Amount
6.250% APR $0 Min. Initial Draw Amount
5.675% APR $25,000 Min. Initial Draw Amount
8.490% APR $0 Min. Initial Draw Amount
3.490% Intro APR After Intro: 6.750%Intro Period: 6 months $0 Min. Initial Draw Amount
8.250% APR $0 Min. Initial Draw Amount
6.740% APR $0 Min. Initial Draw Amount
6.000% Intro APR After Intro: 5.500%Intro Period: 60 months $25,000 Min. Initial Draw Amount
2.990% Intro APR After Intro: 6.750%Intro Period: 6 months $25,000 Min. Initial Draw Amount
5.750% Intro APR After Intro: 8.000%Intro Period: 6 months $0 Min. Initial Draw Amount
5.000% APR $0 Min. Initial Draw Amount
7.080% APR $50,000 Min. Initial Draw Amount
6.000% APR $0 Min. Initial Draw Amount
3.740% Intro APR After Intro: 6.000%Intro Period: 12 months $0 Min. Initial Draw Amount
5.750% APR $0 Min. Initial Draw Amount
5.500% APR $0 Min. Initial Draw Amount

Informa Research Services, Inc.Home Equity Loans - Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the loan. 'With closing costs' indicates that customer is required to pay closing costs on the loan. Rates displayed may include discounts. Rates are subject to change without notice.

Disclaimer:
Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

Couple planning