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Home Refinance Loan Rates in California

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 08/19/2018)

Lender
APR
Rate
Payment
Points/Fees
Loan Type
 Contact details
APR 4.325% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.500 Points
$2,354 Lender Fees
 Loan Type 30 Years Fixed
APR 4.875% Rate 4.875% 40 day rate lock Payment $1,324 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.585% Rate 4.500% 60 day rate lock Payment $1,267 per month
0.000 Points
$2,500 Lender Fees
 Loan Type 30 Years Fixed
APR 5.125% Rate 5.125% 40 day rate lock Payment $1,362 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.293% Rate 4.250% 45 day rate lock Payment $1,230 per month
0.125 Points
$1,312 Lender Fees
 Loan Type 30 Years Fixed
APR 4.147% Rate 4.000% 60 day rate lock Payment $1,850 per month
0.000 Points
$2,500 Lender Fees
 Loan Type 15 Years Fixed
APR 4.500% Rate 4.500% 40 day rate lock Payment $1,913 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 3.629% Rate 3.500% 45 day rate lock Payment $1,788 per month
0.500 Points
$2,249 Lender Fees
 Loan Type 15 Years Fixed
APR 3.727% Rate 3.625% 30 day rate lock Payment $1,803 per month
0.300 Points
$1,854 Lender Fees
 Loan Type 15 Years Fixed
APR 4.750% Rate 4.750% 40 day rate lock Payment $1,945 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 3.817% Rate 3.750% 30 day rate lock Payment $1,158 per month
0.427 Points
$2,172 Lender Fees
 Loan Type 5 Years ARM
APR 3.687% Rate 3.625% 45 day rate lock Payment $1,141 per month
0.375 Points
$1,936 Lender Fees
 Loan Type 5 Years ARM
Updating Rates...
Updating Rates...

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Keith Schemm's Daily Rate Summary
Friday, August 17th, 2018

Mortgage Rates and Treasury Yields Rise Slightly.
On Thursday, Treasury bond yields and Mortgage interest rates rose slightly as the Fed has decided to keep the Federal Funds rate unchanged. The U.S. 10-Year Note is oscillating between 2.75% and the psychologically important 3.00% yield level. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10-Yr. Treasury Note stood at a yield of 2.865% and the 30-Yr. U.S. Treasury Bond yielded 3.028%. The 30-Year Mortgages according to Freddie Mac were around 4.53% for conforming and 4.67% for Jumbo products.

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