Current Refinance Rates - 30 Years  California Lenders Under 2.0% 15 Year Fixed Rate

Looking for California's Lowest Refinance Rates?  ERATE.com helps you compare current refinance rates in California.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs. We list top offers from numerous lenders for you.  Rates are updated daily. Additionally you can have current refinance rates instantly via our Mortgage Rates iPhone App

(Last Updated: 09/25/2021)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.250% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
-0.024 Points
($60) Lender Fees
 30 Years Fixed
Premium
3.008% APR 2.990% Rate 45 day rate lock $1,053 Payment per month
0.028 Points
$570 Lender Fees
 30 Years Fixed
2.875% APR 2.875% Rate 45 day rate lock $1,038 Payment per month
-0.029 Points
($72) Lender Fees
 30 Years Fixed
2.779% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.375 Points
$938 Lender Fees
 30 Years Fixed (866) 364-7942 (Toll Free Number)
3.791% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
0.000 Points
$1,250 Lender Fees
 30 Years Fixed
2.768% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.239 Points
$598 Lender Fees
 30 Years Fixed
2.914% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
0.500 Points
$1,250 Lender Fees
 30 Years Fixed
3.250% APR 3.250% Rate 45 day rate lock $1,089 Payment per month
-0.430 Points
($225) Lender Fees
 30 Years Fixed
3.520% APR 3.500% Rate 30 day rate lock $1,123 Payment per month
-0.250 Points
$625 Lender Fees
 30 Years Fixed
2.752% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.030 Points
$75 Lender Fees
 30 Years Fixed
2.654% APR 2.625% Rate 30 day rate lock $1,005 Payment per month
0.375 Points
$938 Lender Fees
 30 Years Fixed
2.875% APR 2.875% Rate 30 day rate lock $1,038 Payment per month
-0.272 Points
($680) Lender Fees
 30 Years Fixed
3.142% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.209 Points
$522 Lender Fees
 30 Years Fixed
2.759% APR 2.690% Rate 30 day rate lock $1,013 Payment per month
0.500 Points
$2,299 Lender Fees
 30 Years Fixed
3.125% APR 3.125% Rate 45 day rate lock $1,071 Payment per month
-0.174 Points
($435) Lender Fees
 30 Years Fixed
3.151% APR 3.125% Rate 60 day rate lock $1,071 Payment per month
0.330 Points
$825 Lender Fees
 30 Years Fixed
3.176% APR 3.125% Rate 30 day rate lock $1,071 Payment per month
0.000 Points
$1,629 Lender Fees
 30 Years Fixed
2.763% APR 2.750% Rate 30 day rate lock $1,021 Payment per month
0.171 Points
$428 Lender Fees
 30 Years Fixed
The fastest and easiest way to refinance
Historically Low Rates - See Today's Interest Rates
At loanDepot, Home means everything.
Updating Rates...
Updating Rates...

Data provided by Brown Bag Marketing Inc. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

Advertiser Disclosure: The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. This table does not include all companies or all available products.

If you would like to be listed in our rate charts, please feel free to reach out to us by filling out our contact form.

Family moving in

What Are Refinance Rates?

Refinance rates are the rates that lenders offer to refinance your existing mortgage. Borrowers normally choose either a rate and term refinance or a cash out refinance. In the rate and term refinance you take out a new loan to pay off the balance of your current mortgage and then pay off that new loan over time, usually 15 or 30 years. This is done when the rate on the new mortgage is lower than your existing mortgage so you can reduce the monthly payments in comparison to your existing mortgage. Instead of paying a down payment, as in a home purchase, you will use the equity in your home in order to meet the lenders loan to value (LTV) guidelines. In the cashout refinance you refinance to a new mortgage to obtain additional cash, normally for personal use. Usually a cashout refinance mortgage has higher points or a slightly higher rate.

Are You Looking for the Best Refinance Rates in California?

If you're looking for the best refinance rates in California then we're here to help.

You can use our site to compare the rates from a wide range of popular lenders for both purchases and refinancing. You can filter by loan type, duration of loan, credit score, and even by state to ensure that you really do find the best refinance rates in California. Additionally you can sort your mortgage lenders results by Annual Percentage Rate (APR) , mortgage rate, monthly mortgage payment, points, lender fees, and type of mortgage.

We provide original, unbiased, user-friendly tools and information for consumers to rely on when making important personal financial decisions relating to mortgages as well as a variety of loans connected to autos, credit cards, personal, home equity loans.

Find your perfect refinance loan today!

When Is the Best Time to Refinance to get a lower rate?

Refinance rates fluctuate, so the best time to refinance is when they reach their very lowest. Of course, it's impossible to know in advance when rates are at their lowest.

The good news is that at the moment refinance rates are still really low, so if you've got a mortgage that you've had for a while, you should definitely consider refinancing. It's possible that your current rate is higher than you could get currently.  You can easily view our refinance rates by using our iPhone Mortgage Rates App.

NY Refinance Rates    FL Refinance Rates    IL Refinance Rates    TX Refinance Rates   OH Refinance Rates   GA Refinance Rates

PA Refinance Rates   NJ Refinance Rates   VA Refinance RatesMI Refinance Rates   NC Refinance Rates   WA Refinance Rates

Find Loan Officers near you providing Refinances

San Francisco, CA     Long Beach, CA    Los Angeles, CA    Sacramento, CA    Santa Rosa, California