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Home Refinance Loan Rates in California

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 12/12/2018)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
4.532% APR 4.500% Rate 45 day rate lock $1,267 Payment per month
0.380 Points
$950 Lender Fees
 30 Years Fixed
4.325% APR 4.250% Rate 30 day rate lock $1,230 Payment per month
0.500 Points
$2,245 Lender Fees
 30 Years Fixed
4.816% APR 4.750% Rate 45 day rate lock $1,305 Payment per month
0.368 Points
$2,004 Lender Fees
 30 Years Fixed (866) 270-7574 (Toll Free Number)
4.564% APR 4.500% Rate 45 day rate lock $1,267 Payment per month
0.000 Points
$1,895 Lender Fees
 30 Years Fixed
4.990% APR 4.990% Rate 40 day rate lock $1,341 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
4.905% APR 4.875% Rate 30 day rate lock $1,324 Payment per month
-0.055 Points
$862 Lender Fees
 30 Years Fixed
4.990% APR 4.990% Rate 40 day rate lock $1,341 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
4.419% APR 4.375% Rate 45 day rate lock $1,249 Payment per month
0.125 Points
$1,312 Lender Fees
 30 Years Fixed
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Keith Schemm's Daily Rate Summary
Wednesday, December 12th, 2018

Mortgage Rates and Treasury Yields Fall.
On Tuesday, Treasury bond yields and Mortgage interest rates fell as the bond market is forced to contemplate the effects on the economy of a higher Federal Funds rate in the next year. The U.S. 10-Year Note may be about to break out above the psychologically important 3.00% yield level. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10-Yr. Treasury Note stood at a yield of 2.879% and the 30-Yr. U.S. Treasury Bond yielded 3.128%. The 30-Year Mortgages according to Freddie Mac were around 4.75% for conforming and 5.19% for Jumbo products.

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