Home Refinance Loan Rates in California

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 09/19/2019)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.652% APR 3.625% Rate 30 day rate lock $1,141 Payment per month
0.330 Points
$825 Lender Fees
 30 Years Fixed
4.990% APR 4.990% Rate 45 day rate lock $1,341 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
3.824% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
0.133 Points
$2,394 Lender Fees
 30 Years Fixed
4.625% APR 4.625% Rate 45 day rate lock $1,286 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
3.384% APR 3.250% Rate 30 day rate lock $1,757 Payment per month
0.154 Points
$2,446 Lender Fees
 15 Years Fixed
3.050% APR 3.000% Rate 30 day rate lock $1,727 Payment per month
0.347 Points
$868 Lender Fees
 15 Years Fixed
4.250% APR 4.250% Rate 45 day rate lock $1,881 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
4.250% APR 4.250% Rate 45 day rate lock $1,881 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
4.734% APR 4.625% Rate 30 day rate lock $1,286 Payment per month
0.496 Points
$3,301 Lender Fees
 5 Years ARM
3.283% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.414 Points
$1,035 Lender Fees
 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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