Home Refinance Loan Rates in California

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 10/16/2019)

Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
3.664% APR 3.625% Rate 30 day rate lock $1,141 Payment per month
0.249 Points
$1,218 Lender Fees
 30 Years Fixed (866) 737-5920 (Toll Free Number)
3.653% APR 3.625% Rate 30 day rate lock $1,141 Payment per month
0.349 Points
$872 Lender Fees
 30 Years Fixed
3.376% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.010 Points
$25 Lender Fees
 30 Years Fixed
3.808% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
-0.058 Points
$1,916 Lender Fees
 30 Years Fixed
4.875% APR 4.875% Rate 45 day rate lock $1,324 Payment per month
0.000 Points
$0 Lender Fees
 30 Years Fixed
3.750% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
-0.090 Points
($225) Lender Fees
 30 Years Fixed (866) 622-0639 (Toll Free Number)
3.777% APR 3.750% Rate 30 day rate lock $1,158 Payment per month
-0.040 Points
$992 Lender Fees
 30 Years Fixed (866) 395-7369 (Toll Free Number)
3.094% APR 3.000% Rate 30 day rate lock $1,727 Payment per month
0.416 Points
$1,635 Lender Fees
 15 Years Fixed (866) 737-5920 (Toll Free Number)
3.190% APR 3.125% Rate 30 day rate lock $1,742 Payment per month
0.078 Points
$1,288 Lender Fees
 15 Years Fixed (866) 395-7369 (Toll Free Number)
3.154% APR 3.125% Rate 30 day rate lock $1,742 Payment per month
0.197 Points
$492 Lender Fees
 15 Years Fixed (866) 622-0639 (Toll Free Number)
3.269% APR 3.125% Rate 30 day rate lock $1,742 Payment per month
0.229 Points
$2,634 Lender Fees
 15 Years Fixed
4.250% APR 4.250% Rate 45 day rate lock $1,881 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
4.125% APR 4.125% Rate 45 day rate lock $1,865 Payment per month
0.000 Points
$0 Lender Fees
 15 Years Fixed
2.792% APR 2.750% Rate 30 day rate lock $1,697 Payment per month
0.295 Points
$738 Lender Fees
 15 Years Fixed
3.017% APR 3.000% Rate 30 day rate lock $1,727 Payment per month
0.116 Points
$290 Lender Fees
 15 Years Fixed
4.477% APR 4.375% Rate 30 day rate lock $1,249 Payment per month
0.435 Points
$3,148 Lender Fees
 5 Years ARM
3.283% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
0.413 Points
$1,032 Lender Fees
 5 Years ARM
3.250% APR 3.250% Rate 30 day rate lock $1,089 Payment per month
-0.587 Points
($1,468) Lender Fees
 5 Years ARM
3.422% APR 3.375% Rate 30 day rate lock $1,106 Payment per month
0.197 Points
$1,488 Lender Fees
 5 Years ARM (866) 737-5920 (Toll Free Number)
4.041% APR 4.000% Rate 30 day rate lock $1,194 Payment per month
0.493 Points
$1,232 Lender Fees
 5 Years ARM (866) 622-0639 (Toll Free Number)
3.556% APR 3.500% Rate 30 day rate lock $1,123 Payment per month
0.325 Points
$1,905 Lender Fees
 5 Years ARM (866) 395-7369 (Toll Free Number)
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Family moving in