Home Refinance Loan Rates in California

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 06/19/2018)

Lender
APR
Rate
Payment
Points/Fees
Loan Type
Contact details
APR 4.282% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.380 Points
$950 Lender Fees
Loan Type 30 Years Fixed
APR 4.400% Rate 4.375% 45 day rate lock Payment $1,249 per month
0.000 Points
$750 Lender Fees
Loan Type 30 Years Fixed
APR 4.670% Rate 4.625% 30 day rate lock Payment $1,286 per month
0.124 Points
$1,310 Lender Fees
Loan Type 30 Years Fixed
APR 4.538% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.441 Points
$1,138 Lender Fees
Loan Type 30 Years Fixed
APR 4.500% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.000 Points
$20 Lender Fees
Loan Type 30 Years Fixed (866) 482-8491 (Toll Free Number)
APR 4.792% Rate 4.750% 30 day rate lock Payment $1,305 per month
0.000 Points
$1,225 Lender Fees
Loan Type 30 Years Fixed
APR 4.325% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.500 Points
$2,354 Lender Fees
Loan Type 30 Years Fixed
APR 4.459% Rate 4.375% 60 day rate lock Payment $1,249 per month
0.000 Points
$2,500 Lender Fees
Loan Type 30 Years Fixed
APR 4.409% Rate 4.375% 30 day rate lock Payment $1,249 per month
0.000 Points
$995 Lender Fees
Loan Type 30 Years Fixed
APR 5.125% Rate 5.125% 45 day rate lock Payment $1,362 per month
0.000 Points
$0 Lender Fees
Loan Type 30 Years Fixed
APR 4.875% Rate 4.875% 45 day rate lock Payment $1,324 per month
0.000 Points
$0 Lender Fees
Loan Type 30 Years Fixed
APR 4.325% Rate 4.250% 45 day rate lock Payment $1,230 per month
0.500 Points
$2,249 Lender Fees
Loan Type 30 Years Fixed
APR 4.086% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.182 Points
$1,455 Lender Fees
Loan Type 15 Years Fixed
APR 3.875% Rate 3.875% 30 day rate lock Payment $1,834 per month
0.000 Points
$0 Lender Fees
Loan Type 15 Years Fixed
APR 3.794% Rate 3.750% 45 day rate lock Payment $1,819 per month
0.000 Points
$750 Lender Fees
Loan Type 15 Years Fixed
APR 3.891% Rate 3.875% 30 day rate lock Payment $1,834 per month
0.108 Points
$305 Lender Fees
Loan Type 15 Years Fixed
APR 3.990% Rate 3.990% 30 day rate lock Payment $1,848 per month
0.000 Points
$20 Lender Fees
Loan Type 15 Years Fixed (866) 482-8491 (Toll Free Number)
APR 4.269% Rate 4.125% 30 day rate lock Payment $1,865 per month
0.485 Points
$2,438 Lender Fees
Loan Type 15 Years Fixed
APR 3.744% Rate 3.625% 30 day rate lock Payment $1,803 per month
0.420 Points
$2,154 Lender Fees
Loan Type 15 Years Fixed
APR 4.147% Rate 4.000% 60 day rate lock Payment $1,850 per month
0.000 Points
$2,500 Lender Fees
Loan Type 15 Years Fixed
APR 3.808% Rate 3.750% 30 day rate lock Payment $1,819 per month
0.000 Points
$995 Lender Fees
Loan Type 15 Years Fixed
APR 4.750% Rate 4.750% 45 day rate lock Payment $1,945 per month
0.000 Points
$0 Lender Fees
Loan Type 15 Years Fixed
APR 4.500% Rate 4.500% 45 day rate lock Payment $1,913 per month
0.000 Points
$0 Lender Fees
Loan Type 15 Years Fixed
APR 3.737% Rate 3.625% 45 day rate lock Payment $1,803 per month
0.375 Points
$1,936 Lender Fees
Loan Type 15 Years Fixed
APR 4.000% Rate 4.000% 30 day rate lock Payment $1,194 per month
0.000 Points
$0 Lender Fees
Loan Type 5 Years ARM
APR 4.025% Rate 4.000% 45 day rate lock Payment $1,194 per month
0.000 Points
$750 Lender Fees
Loan Type 5 Years ARM
APR 4.304% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.244 Points
$1,610 Lender Fees
Loan Type 5 Years ARM
APR 3.664% Rate 3.625% 30 day rate lock Payment $1,141 per month
0.482 Points
$1,240 Lender Fees
Loan Type 5 Years ARM
APR 3.666% Rate 3.625% 30 day rate lock Payment $1,141 per month
0.500 Points
$1,270 Lender Fees
Loan Type 5 Years ARM (866) 482-8491 (Toll Free Number)
APR 3.818% Rate 3.750% 30 day rate lock Payment $1,158 per month
0.437 Points
$2,197 Lender Fees
Loan Type 5 Years ARM
APR 3.908% Rate 3.875% 30 day rate lock Payment $1,176 per month
0.000 Points
$995 Lender Fees
Loan Type 5 Years ARM
APR 3.697% Rate 3.625% 45 day rate lock Payment $1,141 per month
0.500 Points
$2,249 Lender Fees
Loan Type 5 Years ARM
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

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Keith Schemm's Daily Rate Summary

Mortgage Rates and Treasury Yields Fall Slightly.
On Monday, Treasury bond yields and Mortgage interest rates fell slightly as the CB coordinated global growth recovery meme roils bond investors to asset allocate away from fixed income securities. The U.S. 10-Year Note is moving back toward the psychological 3.00% yield level. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10 Yr. Treasury Note stood at a yield of 2.919% and the 30 Yr. U.S. Treasury Bond yielding 3.045%. 30 Year Mortgages according to Freddie Mac were around 4.62% for conforming and 4.66% for Jumbo products.

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