Home Refinance Loan Rates in California

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart below to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Rates Last Updated: 04/20/2018)

  1. Home Refinance Loan
  2. California
  3. Rates
Lender
APR
Rate
Payment
Points/Fees
Loan Type
 Contact details
APR 4.375% Rate 4.375% 30 day rate lock Payment $1,249 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed (866) 678-1961 (Toll Free Number)
APR 4.556% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.000 Points
$1,650 Lender Fees
 Loan Type 30 Years Fixed (866) 619-0447 (Toll Free Number)
APR 4.500% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.537% Rate 4.500% 30 day rate lock Payment $1,267 per month
0.037 Points
$1,092 Lender Fees
 Loan Type 30 Years Fixed
APR 4.675% Rate 4.625% 30 day rate lock Payment $1,286 per month
0.093 Points
$1,458 Lender Fees
 Loan Type 30 Years Fixed
APR 4.320% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.434 Points
$2,190 Lender Fees
 Loan Type 30 Years Fixed
APR 4.459% Rate 4.375% 60 day rate lock Payment $1,249 per month
0.000 Points
$2,500 Lender Fees
 Loan Type 30 Years Fixed
APR 5.125% Rate 5.125% 45 day rate lock Payment $1,362 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.875% Rate 4.875% 45 day rate lock Payment $1,324 per month
0.000 Points
$0 Lender Fees
 Loan Type 30 Years Fixed
APR 4.301% Rate 4.250% 45 day rate lock Payment $1,230 per month
0.250 Points
$1,534 Lender Fees
 Loan Type 30 Years Fixed
APR 4.097% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.000 Points
$1,650 Lender Fees
 Loan Type 15 Years Fixed (866) 619-0447 (Toll Free Number)
APR 4.000% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed (866) 678-1961 (Toll Free Number)
APR 3.950% Rate 3.875% 30 day rate lock Payment $1,834 per month
0.109 Points
$1,272 Lender Fees
 Loan Type 15 Years Fixed
APR 3.990% Rate 3.990% 30 day rate lock Payment $1,848 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 4.136% Rate 4.000% 30 day rate lock Payment $1,850 per month
0.436 Points
$2,315 Lender Fees
 Loan Type 15 Years Fixed
APR 3.733% Rate 3.625% 30 day rate lock Payment $1,803 per month
0.344 Points
$1,964 Lender Fees
 Loan Type 15 Years Fixed
APR 4.022% Rate 3.875% 60 day rate lock Payment $1,834 per month
0.000 Points
$2,500 Lender Fees
 Loan Type 15 Years Fixed
APR 4.625% Rate 4.625% 45 day rate lock Payment $1,929 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 4.375% Rate 4.375% 45 day rate lock Payment $1,897 per month
0.000 Points
$0 Lender Fees
 Loan Type 15 Years Fixed
APR 3.713% Rate 3.625% 45 day rate lock Payment $1,803 per month
0.250 Points
$1,534 Lender Fees
 Loan Type 15 Years Fixed
APR 4.305% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.000 Points
$1,650 Lender Fees
 Loan Type 5 Years ARM (866) 619-0447 (Toll Free Number)
APR 4.250% Rate 4.250% 30 day rate lock Payment $1,230 per month
0.000 Points
$0 Lender Fees
 Loan Type 5 Years ARM
APR 4.073% Rate 4.000% 30 day rate lock Payment $1,194 per month
0.487 Points
$2,218 Lender Fees
 Loan Type 5 Years ARM
APR 3.810% Rate 3.750% 30 day rate lock Payment $1,158 per month
0.339 Points
$1,952 Lender Fees
 Loan Type 5 Years ARM
APR 3.558% Rate 3.500% 45 day rate lock Payment $1,123 per month
0.375 Points
$1,846 Lender Fees
 Loan Type 5 Years ARM
Updating Rates...
Updating Rates...

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

Advertiser Disclosure: The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. This table does not include all companies or all available products.

If you would like to be listed in our rate charts, please feel free to reach out to us by filling out our contact form.

Keith Schemm's Daily Rate Summary
Thursday, April 19th, 2018

Mortgage Rates and Treasury Yields Rise.
On Wednesday, Treasury bond yields and Mortgage interest rates rose slightly as bond sector investors see value in stocks and rotate out of bonds. Though Stocks have fallen some, prices are still lofty just a couple of percent off all-time-highs in indexes. Nervous investors mull economic signals and the impact of the Tax cut on future growth potential & the aging economic recovery. The 10 Yr. Treasury Note stood at a yield of 2.8728% and the 30 Yr. U.S. Treasury Bond yielding 3.0601%. 30 Year Mortgages according to Freddie Mac were around 4.47% for conforming and 4.52% for Jumbo products.

Read More...

ERATE is a BBB Accredited Mortgage Rate Publisher in Santa Clara, CA ERATE is rated A Plus by Better Business Bureau - BBB
Equal Housing Opportunity
ERATE on Twitter