Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.834% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.731 Points$2,339 Points Fee
$2,934 Total Fees$595 Lender Fees
 30 Years Fixed
5.847% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.684 Points$2,189 Points Fee
$3,477 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,595 Total Fees$995 Lender Fees
 30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,782 Total Fees$1,182 Lender Fees
 30 Years Fixed
5.957% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.886 Points$2,835 Points Fee
$2,835 Total Fees$0 Lender Fees
 30 Years Fixed
6.066% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.599 Points$1,917 Points Fee
$2,617 Total Fees$700 Lender Fees
 30 Years Fixed
6.075% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.909 Points$2,909 Points Fee
$2,909 Total Fees$0 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.965 Points$3,088 Points Fee
$3,088 Total Fees$0 Lender Fees
 30 Years Fixed
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5.833% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.910 Points$2,912 Points Fee
$2,912 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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