Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.338% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.502 Points$1,606 Points Fee
$3,601 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.415% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$5,595 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.432% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.434 Points$1,389 Points Fee
$2,184 Total Fees$795 Lender Fees
 30 Years Fixed
6.464% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$7,281 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.320 Points$1,024 Points Fee
$3,019 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.871 Points$2,787 Points Fee
$3,991 Total Fees$1,204 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.926 Points$2,963 Points Fee
$4,151 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.498% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.946 Points$3,027 Points Fee
$4,122 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.513% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.978 Points$3,130 Points Fee
$4,758 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.540% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.956 Points$3,059 Points Fee
$9,859 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.563% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.653 Points$2,090 Points Fee
$2,090 Total Fees$0 Lender Fees
 30 Years Fixed
6.604% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.745 Points$2,384 Points Fee
$3,612 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.809 Points$2,589 Points Fee
$3,825 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.620% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.922 Points$2,950 Points Fee
$4,345 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.679% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.839% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.916 Points$2,931 Points Fee
$2,931 Total Fees$0 Lender Fees
 30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
6.566% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.684 Points$2,189 Points Fee
$2,189 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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