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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/25/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.680% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,496 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
5.685% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,670 Total Fees$3,470 Lender Fees
|
30 Years Fixed | |
|
5.827% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,695 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.001% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.963 Points$3,082 Points Fee
|
$4,377 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.044% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.575 Points$1,840 Points Fee
|
$1,840 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.229% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.891 Points$2,851 Points Fee
|
$3,551 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.827% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.846 Points$2,707 Points Fee
|
$2,707 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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