Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.318% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.350 Points$1,120 Points Fee
$2,379 Total Fees$1,259 Lender Fees
 30 Years Fixed
6.376% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.714 Points$2,285 Points Fee
$4,280 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.446% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.573% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.865 Points$2,768 Points Fee
$2,768 Total Fees$0 Lender Fees
 30 Years Fixed
6.586% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.571 Points$1,827 Points Fee
$3,222 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.590% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.698 Points$2,234 Points Fee
$3,329 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.617% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.998 Points$3,194 Points Fee
$3,894 Total Fees$700 Lender Fees
 30 Years Fixed
6.631% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.886 Points$2,835 Points Fee
$4,723 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.702% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.800 Points$2,560 Points Fee
$2,560 Total Fees$0 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$3,894 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.964% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.900 Points$2,880 Points Fee
$3,078 Total Fees$198 Lender Fees
 30 Years Fixed
Discover multiple refinance options
Homeowners best kept secret for cash
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
We approve credit scores as low as 550 for VA and FHA refinancing
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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