Home Refinance Loan Ratesin Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.274% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.971 Points$3,107 Points Fee
$5,102 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.366% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.602 Points$1,926 Points Fee
$3,921 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.608% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.795 Points$2,544 Points Fee
$3,939 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.679% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.932 Points$2,982 Points Fee
$2,982 Total Fees$0 Lender Fees
 30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
6.572% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.748 Points$2,394 Points Fee
$2,394 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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