Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.763% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.713 Points$2,282 Points Fee
$4,949 Total Fees$2,667 Lender Fees
 30 Years Fixed
5.810% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.307 Points$982 Points Fee
$2,170 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.859% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.568 Points$1,818 Points Fee
$3,813 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.864% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.871% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.736 Points$2,355 Points Fee
$4,243 Total Fees$1,888 Lender Fees
 30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.550 Points$1,760 Points Fee
$2,810 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.983% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.833 Points$2,666 Points Fee
$3,761 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.946 Points$3,027 Points Fee
$4,422 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.049% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.640 Points$2,048 Points Fee
$2,048 Total Fees$0 Lender Fees
 30 Years Fixed
6.054% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.684 Points$2,189 Points Fee
$2,189 Total Fees$0 Lender Fees
 30 Years Fixed
6.070% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.529 Points$1,693 Points Fee
$2,443 Total Fees$750 Lender Fees
 30 Years Fixed
6.083% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.887 Points$2,838 Points Fee
$2,838 Total Fees$0 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.782 Points$2,502 Points Fee
$3,497 Total Fees$995 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.332% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.979 Points$3,133 Points Fee
$3,133 Total Fees$0 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.946 Points$3,027 Points Fee
$3,727 Total Fees$700 Lender Fees
 30 Years Fixed
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5.930% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.599 Points$1,917 Points Fee
$1,917 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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