Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/04/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.062% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.079% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.615 Points$1,968 Points Fee
$3,156 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.113% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.697 Points$2,230 Points Fee
$4,225 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,605 Total Fees$805 Lender Fees
 30 Years Fixed
6.377% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.579 Points$1,853 Points Fee
$8,653 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.379% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.928 Points$2,970 Points Fee
$4,365 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.423% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.503 Points$1,610 Points Fee
$1,610 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.661 Points$2,115 Points Fee
$3,609 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.579% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.926 Points$2,963 Points Fee
$2,963 Total Fees$0 Lender Fees
 30 Years Fixed
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6.291% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.436 Points$1,395 Points Fee
$1,395 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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