Getting Started > Why Refinance your Mortgage?
Refinancing

Why Refinance your Mortgage?

    1. Refinance to pay off your 1st mortgage and reduce your mortgage rate and monthly payments.

    1. Refinance to pay off your 1st mortgage and take out some additional cash.

    1. To pay off your 1st and 2nd mortgages (excluding home equity lines) and reduce your mortgage rate and monthly payment.

    1. To pay off your 1st and 2nd mortgages (including home equity lines) and take out some additional cash.

    1. To pay off your 1st mortgage and your home home equity line, closing your home equity line to any further advances.

    1. To pay off your 1st mortgage and your home equity line, paying the home equity line balance to zero but leaving the equity line open to further advances.

    1. To pay off your mortgage(s) and reduce your mortgage term (i.e. refinancing a 30 year to a 15 year).

    1. You currently have no mortgage liens on your property and wish to obtain cash by applying for a 1st mortgage.

  1. You currently have a construction mortgage loan and wish to pay it off and obtain permanent financing.


Fannie Mae & Jumbo Mortgage Rates

Just One Click! = Current Rate Chart

Pennsylvania Mortgage Rates Current Mortgage Rates - Hawaii Current Mortgage Rates - Alaska West Virginia Mortgage Rates Virginia Mortgage Rates District of Columbia Mortgage Rates Maryland Mortgage Rates Delaware Mortgage Rates New Jersey Mortgage Rates Connecticut Mortgage Rates Rhode Island Mortgage Rates Massachusetts Mortgage Rates New Hampshire Mortgage Rates Vermont Mortgage Rates New Hampshire Mortgage Rates Maine Current Mortgage Rates Vermont Mortgage Rates Current Mortgage Rates - New York Current Mortgage Rates - Michigan Current Interest Rates - Wisconsin Current Mortgage Rates - MINNESOTA Ohio Mortgage Rates Current Mortgage Rates - Kentucky Current Mortgage Rates - Indiana Illinois - Current Mortgage Rates Current Mortgage Rates - Iowa Missouri Mortgage Rates Current Mortgage Rates - North Carolina South Carolina Mortgage Rates Current Mortgage Rates - Florida Current Mortgage Rates - Georgia Current Mortgage Rates - Tennessee Current Mortgage Rates - Alabama Current Mortgage Rates - Mississippi Current Mortgage Rates - Louisiana Current Mortgage Rates - Arkansas Current Mortgage Rates - Oklahoma Current Mortgage Rates - TEXAS Current Mortgage Rates - New Mexico Current Mortgage Rates - Arizona Current Mortgage Rates - Kansas Current Mortgage Rates - Nebraska Current Mortgage Rates - Colorado Current Mortgage Rates - Wyoming South Dakota Mortgage Rates Current Mortgage Rates - North Dakota Current Rates - Montana Idaho Current Rates Washington Mortgage Rates Current Mortgage Rates - Oregon Current Mortgage Rates - Utah Current Mortgage Rates - Nevada Current Mortgage Rates - California

Start by selecting your state



Get the Updated and Improved Mortgage Rates App from ERATE.com

iPad for Mortgage Rates

Refinancing: Getting Started

Refinancing Info and Advice

Refinancing: Selecting a Loan


FREE Mortgage Rate Widgets
Your State's Rates or National Rates
Get this Widget for any State you want