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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/27/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.338% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,299 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.434 Points$1,389 Points Fee
|
$2,184 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.465% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.320 Points$1,024 Points Fee
|
$3,019 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.871 Points$2,787 Points Fee
|
$3,991 Total Fees$1,204 Lender Fees
|
30 Years Fixed | |
|
6.540% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.956 Points$3,059 Points Fee
|
$9,859 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.607% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.809 Points$2,589 Points Fee
|
$3,825 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.620% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.922 Points$2,950 Points Fee
|
$4,345 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.679% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.750% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.912 Points$2,918 Points Fee
|
$4,450 Total Fees$1,532 Lender Fees
|
30 Years Fixed | |
|
6.839% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.916 Points$2,931 Points Fee
|
$2,931 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Discover multiple refinance options | ||||||
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| A smarter way to get cash from your home | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Refinance to lower your rate | ||||||
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| Proud to help you find the home loan of your future | ||||||
PENNYMAC |
6.563% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.654 Points$2,093 Points Fee
|
$2,093 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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