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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/15/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.876% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,400 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.899 Points$2,877 Points Fee
|
$2,877 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.940 Points$3,008 Points Fee
|
$4,003 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.289% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.454% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.611 Points$1,955 Points Fee
|
$2,655 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.937% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.668 Points$2,138 Points Fee
|
$2,138 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
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