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Home Refinance Loan Ratesin New Mexico
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/30/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.897 Points$2,870 Points Fee
|
$4,165 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.996% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.723 Points$2,314 Points Fee
|
$4,201 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.112% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.981 Points$3,139 Points Fee
|
$3,839 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.456% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.845 Points$2,704 Points Fee
|
$2,704 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.959% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.907 Points$2,902 Points Fee
|
$2,902 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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