Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 04/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.977% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.484 Points$1,549 Points Fee
$3,544 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.980% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.514 Points$1,645 Points Fee
$3,640 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.124% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.158% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.952 Points$3,046 Points Fee
$9,846 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.186% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.652 Points$2,086 Points Fee
$2,086 Total Fees$0 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$3,983 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.940 Points$3,008 Points Fee
$4,403 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.858 Points$2,746 Points Fee
$4,241 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.200% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.795 Points$2,544 Points Fee
$2,544 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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