Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 05/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.276% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.991 Points$3,171 Points Fee
$5,166 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.684 Points$2,189 Points Fee
$2,189 Total Fees$0 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.898 Points$2,874 Points Fee
$2,874 Total Fees$0 Lender Fees
 30 Years Fixed
6.501% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.540 Points$1,728 Points Fee
$8,528 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.510% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.989 Points$3,165 Points Fee
$4,560 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.529% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.566% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.621% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.799 Points$2,557 Points Fee
$4,051 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.676% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.528 Points$1,690 Points Fee
$1,690 Total Fees$0 Lender Fees
 30 Years Fixed
6.835% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.979 Points$3,133 Points Fee
$3,133 Total Fees$0 Lender Fees
 30 Years Fixed
6.862% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.812 Points$2,598 Points Fee
$3,788 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.876% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.828 Points$2,650 Points Fee
$4,145 Total Fees$1,495 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Low rates, quick quote & approval
Discover multiple refinance options
Refinance to lower your rate
6.457% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.865 Points$2,768 Points Fee
$2,768 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in