Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/04/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.113% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.697 Points$2,230 Points Fee
$4,225 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.377% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.579 Points$1,853 Points Fee
$8,653 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.379% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.928 Points$2,970 Points Fee
$4,365 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.423% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.503 Points$1,610 Points Fee
$1,610 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.661 Points$2,115 Points Fee
$3,609 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.579% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.926 Points$2,963 Points Fee
$2,963 Total Fees$0 Lender Fees
 30 Years Fixed
6.728% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.724 Points$2,317 Points Fee
$3,507 Total Fees$1,190 Lender Fees
 30 Years Fixed
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6.298% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.506 Points$1,619 Points Fee
$1,619 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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