Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 11/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.728% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$3,635 Total Fees$1,235 Lender Fees
 30 Years Fixed
5.769% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.965 Points$3,088 Points Fee
$5,083 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.169% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$1,490 Total Fees$1,490 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.178% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.232% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.922 Points$2,950 Points Fee
$3,650 Total Fees$700 Lender Fees
 30 Years Fixed
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5.945% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.759 Points$2,429 Points Fee
$2,429 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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