Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 12/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.859% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.568 Points$1,818 Points Fee
$3,813 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.871% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.736 Points$2,355 Points Fee
$4,243 Total Fees$1,888 Lender Fees
 30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.605 Points$1,936 Points Fee
$3,126 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.946 Points$3,027 Points Fee
$4,422 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.049% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.640 Points$2,048 Points Fee
$2,048 Total Fees$0 Lender Fees
 30 Years Fixed
6.054% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.684 Points$2,189 Points Fee
$2,189 Total Fees$0 Lender Fees
 30 Years Fixed
6.083% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.887 Points$2,838 Points Fee
$2,838 Total Fees$0 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.782 Points$2,502 Points Fee
$3,497 Total Fees$995 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.332% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.979 Points$3,133 Points Fee
$3,133 Total Fees$0 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.946 Points$3,027 Points Fee
$3,727 Total Fees$700 Lender Fees
 30 Years Fixed
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5.937% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.669 Points$2,141 Points Fee
$2,141 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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