Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 08/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.237% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.576 Points$1,843 Points Fee
$3,838 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.445% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.483 Points$1,546 Points Fee
$2,341 Total Fees$795 Lender Fees
 30 Years Fixed
6.454% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$6,930 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.549 Points$1,757 Points Fee
$2,807 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.485% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.819 Points$2,621 Points Fee
$3,811 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.551% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.633 Points$2,026 Points Fee
$2,026 Total Fees$0 Lender Fees
 30 Years Fixed
6.576% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.897 Points$2,870 Points Fee
$2,870 Total Fees$0 Lender Fees
 30 Years Fixed
6.588% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
6.590% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.559 Points$1,789 Points Fee
$3,184 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.599% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.718 Points$2,298 Points Fee
$3,534 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.607% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.608% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.717 Points$2,294 Points Fee
$3,664 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.617% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.429 Points$1,373 Points Fee
$8,173 Total Fees$6,800 Lender Fees
 30 Years Fixed
A smarter way to get cash from your home
Low rates, quick quote & approval
Discover multiple refinance options
America's #1 Retail Lender (Scottsman Guide)
Refinance to lower your rate
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in