Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.867% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.654 Points$2,093 Points Fee
$4,088 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.965% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$3,210 Total Fees$1,210 Lender Fees
 30 Years Fixed
5.968% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.675 Points$2,160 Points Fee
$3,210 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.987 Points$3,158 Points Fee
$4,453 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.005% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.970 Points$3,104 Points Fee
$4,499 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.074% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.899 Points$2,877 Points Fee
$2,877 Total Fees$0 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.289% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.331% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.967 Points$3,094 Points Fee
$3,094 Total Fees$0 Lender Fees
 30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.611 Points$1,955 Points Fee
$2,655 Total Fees$700 Lender Fees
 30 Years Fixed
7.065% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.763 Points$2,442 Points Fee
$2,442 Total Fees$0 Lender Fees
 30 Years Fixed
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5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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