Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.870% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.689 Points$2,205 Points Fee
$4,200 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.983% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.734 Points$2,349 Points Fee
$3,744 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.981 Points$3,139 Points Fee
$4,434 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.113% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.734 Points$2,349 Points Fee
$4,236 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.178% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.331% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.964 Points$3,085 Points Fee
$3,085 Total Fees$0 Lender Fees
 30 Years Fixed
6.463% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.708 Points$2,266 Points Fee
$2,966 Total Fees$700 Lender Fees
 30 Years Fixed
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5.925% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.537 Points$1,718 Points Fee
$1,718 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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