Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.459% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$7,323 Total Fees$5,323 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$3,608 Total Fees$1,208 Lender Fees
 30 Years Fixed
6.608% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.795 Points$2,544 Points Fee
$3,939 Total Fees$1,395 Lender Fees
 30 Years Fixed
Refinance to lower your rate
As low as 0% down options & down payment assistance
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A smarter way to get cash from your home
6.572% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.748 Points$2,394 Points Fee
$2,394 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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