Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.863% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.864 Points$2,765 Points Fee
$4,053 Total Fees$1,288 Lender Fees
 30 Years Fixed
5.876% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.375 Points$1,200 Points Fee
$4,496 Total Fees$3,296 Lender Fees
 30 Years Fixed
5.965% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$3,208 Total Fees$1,208 Lender Fees
 30 Years Fixed
5.966% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.714 Points$2,285 Points Fee
$7,570 Total Fees$5,285 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.987 Points$3,158 Points Fee
$4,453 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.005% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.970 Points$3,104 Points Fee
$4,499 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.083% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.116% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.940 Points$3,008 Points Fee
$4,003 Total Fees$995 Lender Fees
 30 Years Fixed
6.289% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.331% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.967 Points$3,094 Points Fee
$3,094 Total Fees$0 Lender Fees
 30 Years Fixed
7.065% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.763 Points$2,442 Points Fee
$2,442 Total Fees$0 Lender Fees
 30 Years Fixed
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5.940% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.698 Points$2,234 Points Fee
$2,234 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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