Home Equity Lenders
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APR
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Rate
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Initial Draw
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Contact details |
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7.490%
Intro APR
7.490% After Intro PeriodIntro Period: 0 months |
7.490% Rate | $0 Min. Initial Draw Amount | View Details
Conditions: Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
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| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | View Details
Conditions: The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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| Home Equity Lines, Refinance, & Second Mortgages | View Details
Conditions: Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
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| Tap Into the Equity of Your Home to Get The Cash You Need | View Details
Conditions: 2024 Top Flite Financial, Inc. NMLS# 4181. 201 School St, Ste. 200, Williamston, MI 48895. This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all loan products are available in all states. Not all borrowers will qualify. For licensing information, go to www.nmlsconsumeraccess.org.
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| Lightning Fast HELOC | View Details
Conditions: A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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United BankLast Updated: 10/14/2024
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8.500% APR | 8.500% Rate | $0 Min. Initial Draw Amount | |
Truist BankLast Updated: 10/14/2024
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7.750% APR | 7.750% Rate | $0 Min. Initial Draw Amount | |
First National BankLast Updated: 10/14/2024
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8.000% APR | 8.000% Rate | $0 Min. Initial Draw Amount | |
M&T BankLast Updated: 10/14/2024
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9.460% APR | 9.460% Rate | $0 Min. Initial Draw Amount | |
Northwest FCULast Updated: 10/14/2024
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8.000% APR | 8.000% Rate | $0 Min. Initial Draw Amount | |
HSBCLast Updated: 10/14/2024
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6.490%
Intro APR
9.350% After Intro PeriodIntro Period: 12 months |
9.350% Rate | $25,000 Min. Initial Draw Amount | |
Bank of AmericaLast Updated: 10/14/2024
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6.740%
Intro APR
9.030% After Intro PeriodIntro Period: 6 months |
9.030% Rate | $100,000 Min. Initial Draw Amount | |
Fulton BankLast Updated: 10/14/2024
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6.490%
Intro APR
8.750% After Intro PeriodIntro Period: 6 months |
8.750% Rate | $0 Min. Initial Draw Amount | |
Regions BankLast Updated: 10/14/2024
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6.990%
Intro APR
9.125% After Intro PeriodIntro Period: 6 months |
9.125% Rate | $0 Min. Initial Draw Amount | |
Corporate America Family CULast Updated: 10/14/2024
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8.000% APR | 8.000% Rate | $0 Min. Initial Draw Amount | |
TD BankLast Updated: 10/14/2024
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8.590% APR | 8.590% Rate | $0 Min. Initial Draw Amount | |
Navy FCULast Updated: 10/14/2024
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8.250% APR | 8.250% Rate | $0 Min. Initial Draw Amount | |
Washington Trust BankLast Updated: 10/14/2024
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8.500% APR | 8.500% Rate | $0 Min. Initial Draw Amount | |
Towne BankLast Updated: 10/14/2024
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8.500% APR | 8.500% Rate | $0 Min. Initial Draw Amount |
If you're a homeowner in Virginia looking to tap into your home equity, finding the best Home Equity Line of Credit (HELOC) rates is crucial. Virginia has a competitive market for HELOCs, with various lenders offering attractive rates and terms. To secure the best VA HELOC rates, it's recommended to compare offers from multiple financial institutions, including local banks, credit unions, and online lenders. Consider factors such as the introductory APR, the margin, and any fees associated with the HELOC. By doing your research and comparing options, you can find a VA HELOC with favorable rates and terms that align with your financial objectives.
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