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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/29/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.274% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.971 Points$3,107 Points Fee
|
$5,102 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.338% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,299 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.432% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.459% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,959 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.625 Points$2,000 Points Fee
|
$7,281 Total Fees$5,281 Lender Fees
|
30 Years Fixed | |
|
6.471% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.717 Points$2,294 Points Fee
|
$3,344 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.506% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.500 Points$1,600 Points Fee
|
$4,395 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
6.514% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.990 Points$3,168 Points Fee
|
$4,796 Total Fees$1,628 Lender Fees
|
30 Years Fixed | |
|
6.608% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.795 Points$2,544 Points Fee
|
$3,939 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.612% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.858 Points$2,746 Points Fee
|
$3,982 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.715% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.932 Points$2,982 Points Fee
|
$2,982 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.572% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.748 Points$2,394 Points Fee
|
$2,394 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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