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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/12/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.694% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.625 Points$2,000 Points Fee
|
$6,499 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.735% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,759 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
6.775% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.500 Points$1,600 Points Fee
|
$5,114 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.953% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.796 Points$2,547 Points Fee
|
$2,547 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.979% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.236 Points$755 Points Fee
|
$7,555 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.013% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.939 Points$3,005 Points Fee
|
$4,499 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.099% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| A smarter way to get cash from your home | ||||||
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| Discover multiple refinance options | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.835% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.874 Points$2,797 Points Fee
|
$2,797 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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