Sort By:
Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/29/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.705% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.743% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.925 Points$2,960 Points Fee
|
$4,155 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.800% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
5.935% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.646 Points$2,067 Points Fee
|
$2,067 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.261% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.829 Points$2,653 Points Fee
|
$4,653 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
ADVERTISEMENT
| "Unlock Your Dream Home with Us!" | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
5.815% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.704 Points$2,253 Points Fee
|
$2,253 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Arizona Cities Resource
Choose your city below to view local mortgage lenders in your area: