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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/30/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.635% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,799 Total Fees$1,999 Lender Fees
|
30 Years Fixed | |
|
5.646% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,306 Total Fees$3,306 Lender Fees
|
30 Years Fixed | |
|
5.689% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$6,695 Total Fees$4,695 Lender Fees
|
30 Years Fixed | |
|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.897 Points$2,870 Points Fee
|
$4,165 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.112% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.981 Points$3,139 Points Fee
|
$3,839 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.937% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.676 Points$2,163 Points Fee
|
$2,163 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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