Home Equity Lenders
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APR
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Rate
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Initial Draw
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Contact details |
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Last Updated: 10/03/2023
| "Unlock Your Home's Potential" | View Details
Conditions: Please note that the interest rates offered are subject to change based on market conditions and borrower eligibility. The pricing and rate provided are accurate as of the specified date. It is important to be aware that the minimum loan amount for any loan program is $50,000. The specific amount and terms of the credit offer will be determined based on underwriting approval and guidelines, which include factors such as your credit history, your ability to make payments, and the available equity in your home. To qualify for this offer, you must meet the required criteria and demonstrate creditworthiness. Additionally, providing up to two years of income verification may be necessary. The severity of your credit may also impact the required down payment. It is crucial to understand that the lender reserves the right to cancel this offer if the provided information cannot be verified. Please note that all bankruptcies must be discharged in order to be eligible. This offer is nontransferable and is specifically available for single-family residences or owner-occupied condominiums. Please be aware that mobile homes and cooperatives are not included in this offer. It is important to note that the lender must hold a valid first lien position, and property hazard insurance is a requirement. These are some key details to consider when evaluating this offer. It is essential to thoroughly review the terms and conditions and seek clarification from the lender regarding any specific questions or concerns you may have before proceeding with the application process.
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Last Updated: 10/03/2023
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | View Details
Conditions: The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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Last Updated: 10/03/2023
| Cash-Out and Home Equity Options Available. | View Details
Conditions: Cash-Out and Home Equity Options Available.
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First Citizens BankLast Updated: 10/03/2023
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5.990%
Intro APR
8.490% After Intro PeriodIntro Period: 12 months |
8.490% Rate | $0 Min. Initial Draw Amount | |
Truist BankLast Updated: 10/03/2023
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9.090%
Intro APR
10.250% After Intro PeriodIntro Period: 12 months |
10.250% Rate | $0 Min. Initial Draw Amount | |
First National BankLast Updated: 10/03/2023
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7.990% APR | 7.990% Rate | $0 Min. Initial Draw Amount | |
First BankLast Updated: 10/03/2023
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8.500% APR | 8.500% Rate | $0 Min. Initial Draw Amount | |
Fifth ThirdLast Updated: 10/03/2023
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9.500% APR | 9.500% Rate | $0 Min. Initial Draw Amount | |
HSBCLast Updated: 10/03/2023
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6.990%
Intro APR
10.100% After Intro PeriodIntro Period: 12 months |
10.100% Rate | $25,000 Min. Initial Draw Amount | |
Bank of AmericaLast Updated: 10/03/2023
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7.990%
Intro APR
9.890% After Intro PeriodIntro Period: 6 months |
9.890% Rate | $50,000 Min. Initial Draw Amount | |
State Employees' Credit UnionLast Updated: 10/03/2023
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7.250% APR | 7.250% Rate | $0 Min. Initial Draw Amount | |
Truliant Federal CULast Updated: 10/03/2023
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8.250% APR | 8.250% Rate | $0 Min. Initial Draw Amount | |
Regions BankLast Updated: 10/03/2023
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9.750% APR | 9.750% Rate | $0 Min. Initial Draw Amount | |
South State BankLast Updated: 10/03/2023
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7.000%
Intro APR
8.500% After Intro PeriodIntro Period: 12 months |
8.500% Rate | $10,000 Min. Initial Draw Amount | |
Allegacy FCULast Updated: 10/03/2023
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8.250% APR | 8.250% Rate | $0 Min. Initial Draw Amount | |
Pinnacle BankLast Updated: 10/03/2023
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8.750% APR | 8.750% Rate | $0 Min. Initial Draw Amount | |
Alliance CULast Updated: 09/25/2023
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5.990%
Intro APR
9.250% After Intro PeriodIntro Period: 12 months |
9.250% Rate | $0 Min. Initial Draw Amount | |
Corporate America Family CULast Updated: 10/03/2023
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8.500% APR | 8.500% Rate | $0 Min. Initial Draw Amount | |
Coastal FCULast Updated: 10/03/2023
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9.250% APR | 9.250% Rate | $0 Min. Initial Draw Amount | |
TD BankLast Updated: 10/03/2023
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9.490% APR | 9.490% Rate | $0 Min. Initial Draw Amount | |
Navy FCULast Updated: 10/03/2023
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10.750% APR | 10.750% Rate | $0 Min. Initial Draw Amount | |
Washington Trust BankLast Updated: 10/03/2023
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9.000% APR | 9.000% Rate | $0 Min. Initial Draw Amount |
Disclaimer:
Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing. Conditions 'No closing costs' indicates that customer is not required to pay closing costs on the line of credit. 'With closing costs' indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.
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