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Getting Started

  1. Home Buying-How To Guide
  2. What can you Afford?
  3. Potential Tax Benefits
  4. Down Payment Options
  5. Explaining your Estimated Closing Costs
  6. Guidelines for Selecting a Loan
  7. Loan Program Options
  8. What Documents Do You Need to Get Approved for a Mortgage?
  9. Verifying your credit rating
  10. Why You Should Become Pre-Approved for a Loan
  11. FAQ's

Selecting a Mortgage

  1. First Time Home Buyers
  2. Home Inspections
  3. HomeGain

Moving Ahead With Your Home Purchase

  1. Choosing a Loan
  2. Rate Comparison Recommendation
  3. Tax Considerations Homeownership
  4. Title Vesting Options
  5. Homeowner's Insurance

Purchase Mortgage Rates

  • Alabama - 30 year fixed
  • Alaska - 30 year fixed
  • Arizona - 30 year fixed
  • Arkansas - 30 year fixed
  • California - 30 year fixed
  • Colorado - 30 year fixed
  • Connecticut - 30 year fixed
  • Delaware - 30 year fixed
  • Florida - 30 year fixed
  • Georgia - 30 year fixed
  • Hawaii - 30 year fixed
  • Idaho - 30 year fixed
  • Illinois - 30 year fixed
  • Indiana - 30 year fixed
  • Iowa - 30 year fixed
  • Kansas - 30 year fixed
  • Kentucky - 30 year fixed
  • Louisiana - 30 year fixed
  • Maine - 30 year fixed
  • Maryland - 30 year fixed
  • Massachusetts - 30 year fixed
  • Michigan - 30 year fixed
  • Minnesota - 30 year fixed
  • Mississippi - 30 year fixed
  • Missouri - 30 year fixed
  • Montana - 30 year fixed
  • Nebraska - 30 year fixed
  • Nevada - 30 year fixed
  • New Hampshire - 30 year fixed
  • New Jersey - 30 year fixed
  • New Mexico - 30 year fixed
  • New York - 30 year fixed
  • North Carolina - 30 year fixed
  • North Dakota - 30 year fixed
  • Ohio - 30 year fixed
  • Oklahoma - 30 year fixed
  • Oregon - 30 year fixed
  • Pennsylvania - 30 year fixed
  • Rhode Island - 30 year fixed
  • South Carolina - 30 year fixed
  • South Dakota - 30 year fixed
  • Tennessee - 30 year fixed
  • Texas - 30 year fixed
  • Utah - 30 year fixed
  • Vermont - 30 year fixed
  • Virginia - 30 year fixed
  • Washington - 30 year fixed
  • Washington DC - 30 year fixed
  • West Virginia - 30 year fixed
  • Wisconsin - 30 year fixed
  • Wyoming - 30 year fixed

The information contained on this website is provided as a supplemental educational resource. Readers having legal or tax questions are urged to obtain advice from their professional legal or tax advisors. While the aforementioned information has been collected from a variety of sources deemed reliable, it is not guaranteed and should be independently verified. ERATE does not endorse any of the lenders on our website

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