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Home Mortgage Loan Ratesin Virginia
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/01/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.769% APR | 5.625% Rate 15 day rate lock | $1,843 Payment per month |
0.965 Points$3,088 Points Fee
|
$5,083 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.873% APR | 5.750% Rate 35 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,290 Total Fees$1,490 Lender Fees
|
30 Years Fixed | |
|
5.939% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.694 Points$2,221 Points Fee
|
$2,221 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.870 Points$2,784 Points Fee
|
$2,784 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.968% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.662 Points$2,118 Points Fee
|
$3,213 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
5.985% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,828 Total Fees$750 Lender Fees
|
30 Years Fixed | |
|
6.092% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.988 Points$3,162 Points Fee
|
$3,162 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.209% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.672 Points$2,150 Points Fee
|
$2,850 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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| 0% down payment USDA Loan options | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.841% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.997 Points$3,190 Points Fee
|
$3,190 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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