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Home Mortgage Loan Ratesin Maryland
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/01/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.945% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.445 Points$1,424 Points Fee
|
$2,423 Total Fees$999 Lender Fees
|
30 Years Fixed | |
|
5.966% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.364 Points$1,165 Points Fee
|
$3,160 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.042% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.562 Points$1,798 Points Fee
|
$1,798 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.079% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.525 Points$1,680 Points Fee
|
$2,730 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.090% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.455 Points$1,456 Points Fee
|
$3,456 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.112% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.965 Points$3,088 Points Fee
|
$4,183 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.118% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.702 Points$2,246 Points Fee
|
$8,446 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.158% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.813 Points$2,602 Points Fee
|
$5,802 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.218% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.986 Points$3,155 Points Fee
|
$3,155 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.227% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.779 Points$2,493 Points Fee
|
$3,488 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.234% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.725 Points$2,320 Points Fee
|
$3,715 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.248% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.805 Points$2,576 Points Fee
|
$4,358 Total Fees$1,782 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.828 Points$2,650 Points Fee
|
$3,977 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.090% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.971 Points$3,107 Points Fee
|
$3,107 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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