Home Mortgage Loan Ratesin Iowa

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.695% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.734 Points$2,349 Points Fee
$2,349 Total Fees$0 Lender Fees
 30 Years Fixed
6.800% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.813 Points$2,602 Points Fee
$5,802 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.848% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.789 Points$2,525 Points Fee
$3,225 Total Fees$700 Lender Fees
 30 Years Fixed
6.908% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.972% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
As low as 0% down options & down payment assistance
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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