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Home Mortgage Loan Ratesin Iowa
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/29/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.403% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.909 Points$2,909 Points Fee
|
$5,204 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.508% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.964 Points$3,085 Points Fee
|
$4,480 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.686% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.745% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.874 Points$2,797 Points Fee
|
$4,124 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| ATTN Homebuyers: explore all your options. | ||||||
PENNYMAC |
6.552% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.538 Points$1,722 Points Fee
|
$1,722 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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