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Home Mortgage Loan Ratesin Minnesota
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/28/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.762% APR | 6.624% Rate 15 day rate lock | $2,049 Payment per month |
0.802 Points$2,566 Points Fee
|
$4,561 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.877% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.966 Points$3,091 Points Fee
|
$4,279 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.906% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.883 Points$2,826 Points Fee
|
$5,121 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
7.005% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.689 Points$2,205 Points Fee
|
$8,405 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
7.025% APR | 6.874% Rate 30 day rate lock | $2,102 Payment per month |
0.919 Points$2,941 Points Fee
|
$4,941 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
7.059% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.701 Points$2,243 Points Fee
|
$2,243 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.132% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.870 Points$2,784 Points Fee
|
$4,278 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
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| Buy with a $0 down payment when you qualify for a VA Loan | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.943% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.696 Points$2,227 Points Fee
|
$2,227 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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