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Home Mortgage Loan Ratesin Washington
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/28/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.554% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,506 Total Fees$3,306 Lender Fees
|
30 Years Fixed | |
|
5.694% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.607 Points$1,942 Points Fee
|
$2,441 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.714% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.650 Points$2,080 Points Fee
|
$3,130 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
5.746% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,294 Total Fees$1,094 Lender Fees
|
30 Years Fixed | |
|
5.825% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.815 Points$2,608 Points Fee
|
$2,608 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.867% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.000 Points$0 Points Fee
|
$4,324 Total Fees$4,324 Lender Fees
|
30 Years Fixed | |
|
5.868% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.669 Points$2,141 Points Fee
|
$4,141 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.933% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.627 Points$2,006 Points Fee
|
$2,395 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
5.935% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.653 Points$2,090 Points Fee
|
$2,090 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.873 Points$2,794 Points Fee
|
$4,121 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
5.994% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.919 Points$2,941 Points Fee
|
$4,116 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.013% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.081% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.653 Points$2,090 Points Fee
|
$3,197 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
|
6.090% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.860 Points$2,752 Points Fee
|
$3,452 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.093% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.993 Points$3,178 Points Fee
|
$3,178 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.698% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.804 Points$2,573 Points Fee
|
$2,573 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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