Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.761% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.784% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$5,706 Total Fees$3,306 Lender Fees
 30 Years Fixed
5.794% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$5,950 Total Fees$3,550 Lender Fees
 30 Years Fixed
5.851% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.775 Points$2,480 Points Fee
$3,530 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.937% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.673 Points$2,154 Points Fee
$2,154 Total Fees$0 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.860 Points$2,752 Points Fee
$3,141 Total Fees$389 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.055% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.702 Points$2,246 Points Fee
$2,246 Total Fees$0 Lender Fees
 30 Years Fixed
6.065% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.582 Points$1,862 Points Fee
$2,562 Total Fees$700 Lender Fees
 30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
5.827% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.838 Points$2,682 Points Fee
$2,682 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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