Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/09/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.378% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.735 Points$2,352 Points Fee
$4,347 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.430% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$6,099 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.586 Points$1,875 Points Fee
$3,870 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.492% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$8,481 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.501% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.535% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.587% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.633% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.672 Points$2,150 Points Fee
$4,445 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.700% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.780 Points$2,496 Points Fee
$2,496 Total Fees$0 Lender Fees
 30 Years Fixed
6.727% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.616 Points$1,971 Points Fee
$3,366 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.731% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.481 Points$1,539 Points Fee
$7,739 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.742% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.738 Points$2,362 Points Fee
$3,993 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.744% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.767 Points$2,454 Points Fee
$3,948 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.812% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.843 Points$2,698 Points Fee
$2,698 Total Fees$0 Lender Fees
 30 Years Fixed
6.864% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.809 Points$2,589 Points Fee
$3,916 Total Fees$1,327 Lender Fees
 30 Years Fixed
ATTN Homebuyers: explore all your options.
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
Numbers you can trust
Proud to help you find the home loan of your future
6.673% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.506 Points$1,619 Points Fee
$1,619 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in