Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 01/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.823% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.795 Points$2,544 Points Fee
$2,544 Total Fees$0 Lender Fees
30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.731 Points$2,339 Points Fee
$3,667 Total Fees$1,328 Lender Fees
30 Years Fixed
6.125% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.827 Points$2,646 Points Fee
$4,646 Total Fees$2,000 Lender Fees
30 Years Fixed
6.352% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.758 Points$2,426 Points Fee
$3,533 Total Fees$1,107 Lender Fees
30 Years Fixed
Get home in 2026 with a 0% down VA Loan
Numbers you can trust
5.823% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.802 Points$2,566 Points Fee
$2,566 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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