Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.750% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.720 Points$2,304 Points Fee
$4,403 Total Fees$2,099 Lender Fees
 30 Years Fixed
5.837% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.947 Points$3,030 Points Fee
$3,030 Total Fees$0 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.636 Points$2,035 Points Fee
$4,030 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.875% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.740 Points$2,368 Points Fee
$4,363 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.904% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$3,994 Total Fees$1,594 Lender Fees
 30 Years Fixed
5.994% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.732 Points$2,342 Points Fee
$8,542 Total Fees$6,200 Lender Fees
 30 Years Fixed
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.864 Points$2,765 Points Fee
$4,160 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.001% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,370 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.066% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.818 Points$2,618 Points Fee
$3,007 Total Fees$389 Lender Fees
 30 Years Fixed
6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.918 Points$2,938 Points Fee
$2,938 Total Fees$0 Lender Fees
 30 Years Fixed
6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.603 Points$1,930 Points Fee
$2,925 Total Fees$995 Lender Fees
 30 Years Fixed
6.116% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.135% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.718 Points$2,298 Points Fee
$5,145 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.170% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.845 Points$2,704 Points Fee
$4,032 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.248% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.983 Points$3,146 Points Fee
$4,253 Total Fees$1,107 Lender Fees
 30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.937 Points$2,998 Points Fee
$2,998 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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