Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.039% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$5,699 Total Fees$3,699 Lender Fees
 30 Years Fixed
6.128% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.759 Points$2,429 Points Fee
$4,424 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.179% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.251% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.912 Points$2,918 Points Fee
$4,313 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.969 Points$3,101 Points Fee
$4,396 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.268% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.904 Points$2,893 Points Fee
$4,893 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.274% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.874 Points$2,797 Points Fee
$5,092 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.275% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.994 Points$3,181 Points Fee
$5,176 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.447 Points$1,430 Points Fee
$2,825 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$3,194 Total Fees$1,594 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.733 Points$2,346 Points Fee
$3,582 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.356% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.532 Points$1,702 Points Fee
$7,902 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.365% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.741 Points$2,371 Points Fee
$4,003 Total Fees$1,632 Lender Fees
 30 Years Fixed
6.448% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.764 Points$2,445 Points Fee
$2,445 Total Fees$0 Lender Fees
 30 Years Fixed
6.480% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.638 Points$2,042 Points Fee
$3,536 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.514% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.619 Points$1,981 Points Fee
$4,828 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.547% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$5,802 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.602% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.702 Points$2,246 Points Fee
$3,574 Total Fees$1,328 Lender Fees
 30 Years Fixed
Proud to help you find the home loan of your future
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.683 Points$2,186 Points Fee
$2,186 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in