Home Mortgage Loan Ratesin Arkansas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Arkansas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 02/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.731% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.850 Points$2,720 Points Fee
$3,720 Total Fees$1,000 Lender Fees
30 Years Fixed
5.741% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.685 Points$2,192 Points Fee
$4,079 Total Fees$1,887 Lender Fees
30 Years Fixed
5.744% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.966 Points$3,091 Points Fee
$4,319 Total Fees$1,228 Lender Fees
30 Years Fixed
5.761% APR 5.625% Rate 45 day rate lock $1,843 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
30 Years Fixed
5.771% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.979 Points$3,133 Points Fee
$5,133 Total Fees$2,000 Lender Fees
30 Years Fixed
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.976 Points$3,123 Points Fee
$3,123 Total Fees$0 Lender Fees
30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.626 Points$2,003 Points Fee
$3,331 Total Fees$1,328 Lender Fees
30 Years Fixed
Numbers you can trust
Get home in 2026 with a 0% down VA Loan
5.810% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.650 Points$2,080 Points Fee
$2,080 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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