Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.646% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.670% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.882 Points$2,822 Points Fee
$6,022 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.699% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.882 Points$2,822 Points Fee
$7,172 Total Fees$4,350 Lender Fees
 30 Years Fixed
5.737% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.900 Points$2,880 Points Fee
$3,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.819% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.890% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.900 Points$2,880 Points Fee
$4,875 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.896% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.969 Points$3,101 Points Fee
$5,101 Total Fees$2,000 Lender Fees
 30 Years Fixed
5.961% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.929 Points$2,973 Points Fee
$2,973 Total Fees$0 Lender Fees
 30 Years Fixed
5.974% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.851 Points$2,723 Points Fee
$3,423 Total Fees$700 Lender Fees
 30 Years Fixed
6.007% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.825 Points$2,640 Points Fee
$4,635 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.082% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.618 Points$1,978 Points Fee
$3,153 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.611 Points$1,955 Points Fee
$3,283 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.116% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.197% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.765 Points$2,448 Points Fee
$2,448 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
Every Mortgage Includes Free Home Price Protection
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
5.714% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.978 Points$3,130 Points Fee
$3,130 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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