Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/22/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.081% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.976 Points$3,123 Points Fee
$3,123 Total Fees$0 Lender Fees
 30 Years Fixed
6.098% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.535 Points$1,712 Points Fee
$3,707 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.226% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.749 Points$2,397 Points Fee
$3,492 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.237% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.612 Points$1,958 Points Fee
$8,158 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.267% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.998 Points$3,194 Points Fee
$4,976 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.326% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.800 Points$2,560 Points Fee
$2,560 Total Fees$0 Lender Fees
 30 Years Fixed
6.584% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.985 Points$3,152 Points Fee
$3,152 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
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Numbers you can trust
6.183% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.629 Points$2,013 Points Fee
$2,013 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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