Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.879% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$4,499 Total Fees$2,099 Lender Fees
 30 Years Fixed
6.022% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.788 Points$2,522 Points Fee
$5,117 Total Fees$2,595 Lender Fees
 30 Years Fixed
6.023% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.981 Points$3,139 Points Fee
$5,134 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.080% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$7,125 Total Fees$5,125 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.775 Points$2,480 Points Fee
$3,530 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.110% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,795 Total Fees$995 Lender Fees
 30 Years Fixed
6.118% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,045 Total Fees$1,645 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,120 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.125% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,375 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.127% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.989 Points$3,165 Points Fee
$4,360 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.128% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,420 Total Fees$1,220 Lender Fees
 30 Years Fixed
6.138% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.769 Points$2,461 Points Fee
$4,756 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.181% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.593 Points$1,898 Points Fee
$1,898 Total Fees$0 Lender Fees
 30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.589 Points$1,885 Points Fee
$3,280 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.764 Points$2,445 Points Fee
$4,076 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.621 Points$1,987 Points Fee
$3,987 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.245% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.945 Points$3,024 Points Fee
$4,119 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.247% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.722 Points$2,310 Points Fee
$8,510 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.253% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,370 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.267% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.675 Points$2,160 Points Fee
$5,007 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.328% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.517 Points$1,654 Points Fee
$2,890 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.699 Points$2,237 Points Fee
$3,465 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.370% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.807 Points$2,582 Points Fee
$4,076 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.433% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.486% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.796 Points$2,547 Points Fee
$3,875 Total Fees$1,328 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
6.195% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.759 Points$2,429 Points Fee
$2,429 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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