Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.821% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$6,899 Total Fees$3,699 Lender Fees
 30 Years Fixed
5.965% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$7,525 Total Fees$5,125 Lender Fees
 30 Years Fixed
5.969% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$7,681 Total Fees$5,281 Lender Fees
 30 Years Fixed
5.971% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$7,730 Total Fees$5,330 Lender Fees
 30 Years Fixed
5.980% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$8,045 Total Fees$5,645 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
5.996% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.691 Points$2,211 Points Fee
$4,206 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.996% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$4,195 Total Fees$995 Lender Fees
 30 Years Fixed
6.008% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.813 Points$2,602 Points Fee
$4,597 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.070% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.863 Points$2,762 Points Fee
$2,762 Total Fees$0 Lender Fees
 30 Years Fixed
6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$2,920 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.090% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.103% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.838 Points$2,682 Points Fee
$3,877 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.105% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.837 Points$2,678 Points Fee
$3,973 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.115% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.718 Points$2,298 Points Fee
$4,298 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.132% APR 6.000% Rate 35 day rate lock $1,919 Payment per month
0.982 Points$3,142 Points Fee
$4,537 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.134% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.965 Points$3,088 Points Fee
$4,719 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.144% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.988 Points$3,162 Points Fee
$9,362 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.147% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.861 Points$2,755 Points Fee
$5,050 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.150% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.622 Points$1,990 Points Fee
$5,190 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.192% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.711 Points$2,275 Points Fee
$2,275 Total Fees$0 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.676 Points$2,163 Points Fee
$3,258 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.227% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.625 Points$2,000 Points Fee
$3,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.230% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.808 Points$2,586 Points Fee
$3,822 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.785 Points$2,512 Points Fee
$3,740 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.233% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.716 Points$2,291 Points Fee
$3,686 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.276% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.963 Points$3,082 Points Fee
$5,172 Total Fees$2,090 Lender Fees
 30 Years Fixed
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.686 Points$2,195 Points Fee
$2,195 Total Fees$0 Lender Fees
 30 Years Fixed
6.323% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.769 Points$2,461 Points Fee
$2,461 Total Fees$0 Lender Fees
 30 Years Fixed
6.409% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$5,402 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.478% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.713 Points$2,282 Points Fee
$3,609 Total Fees$1,327 Lender Fees
 30 Years Fixed
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
Proud to help you find the home loan of your future
As low as 0% down options & down payment assistance
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.690 Points$2,208 Points Fee
$2,208 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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