Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.633% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.867 Points$2,774 Points Fee
$4,769 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.712% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.575 Points$1,840 Points Fee
$7,402 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.739% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.562 Points$1,798 Points Fee
$3,793 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.819% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.709 Points$2,269 Points Fee
$2,269 Total Fees$0 Lender Fees
 30 Years Fixed
6.826% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.884% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$4,397 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.885% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.666 Points$2,131 Points Fee
$4,426 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.976% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.392 Points$1,254 Points Fee
$7,454 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.092% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.467 Points$1,494 Points Fee
$2,988 Total Fees$1,494 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
Numbers you can trust
6.835% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.871 Points$2,787 Points Fee
$2,787 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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