Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/31/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.327% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.398% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.942 Points$3,014 Points Fee
$5,009 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.452% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$7,162 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.454% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$6,930 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.232 Points$742 Points Fee
$2,737 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.463% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$7,245 Total Fees$5,645 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$2,995 Total Fees$995 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.519 Points$1,661 Points Fee
$3,956 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.643 Points$2,058 Points Fee
$3,286 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.598% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.712 Points$2,278 Points Fee
$3,514 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.600% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.602 Points$1,926 Points Fee
$3,321 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.614% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.820 Points$2,624 Points Fee
$4,255 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.935 Points$2,992 Points Fee
$2,992 Total Fees$0 Lender Fees
 30 Years Fixed
6.761% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.758 Points$2,426 Points Fee
$4,516 Total Fees$2,090 Lender Fees
 30 Years Fixed
6.776% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.842% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.577 Points$1,846 Points Fee
$3,174 Total Fees$1,328 Lender Fees
 30 Years Fixed
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6.558% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.608 Points$1,946 Points Fee
$1,946 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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