Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.842% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.880% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.800 Points$2,560 Points Fee
$4,555 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.621 Points$1,987 Points Fee
$1,987 Total Fees$0 Lender Fees
 30 Years Fixed
5.961% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.933 Points$2,986 Points Fee
$2,986 Total Fees$0 Lender Fees
 30 Years Fixed
5.978% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.777 Points$2,486 Points Fee
$3,581 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.888 Points$2,842 Points Fee
$4,030 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.020% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,165 Total Fees$1,965 Lender Fees
 30 Years Fixed
6.036% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.495 Points$1,584 Points Fee
$1,584 Total Fees$0 Lender Fees
 30 Years Fixed
6.072% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.650 Points$2,080 Points Fee
$2,830 Total Fees$750 Lender Fees
 30 Years Fixed
6.103% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.630 Points$2,016 Points Fee
$3,903 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.109% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.916 Points$2,931 Points Fee
$4,106 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.111% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.828 Points$2,650 Points Fee
$3,977 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.111% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.808 Points$2,586 Points Fee
$4,336 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.208% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$3,067 Total Fees$1,265 Lender Fees
 30 Years Fixed
6.223% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.829 Points$2,653 Points Fee
$3,353 Total Fees$700 Lender Fees
 30 Years Fixed
6.330% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
5.840% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.984 Points$3,149 Points Fee
$3,149 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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