Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.556% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.675 Points$2,160 Points Fee
$6,273 Total Fees$4,113 Lender Fees
 30 Years Fixed
6.625% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$8,762 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.630% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.841 Points$2,691 Points Fee
$4,686 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.639% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.822 Points$2,630 Points Fee
$4,625 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.850% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.690 Points$2,208 Points Fee
$3,396 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.896% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.874 Points$2,797 Points Fee
$8,997 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.010% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.015% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.963 Points$3,082 Points Fee
$4,576 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.086% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.968 Points$3,098 Points Fee
$3,098 Total Fees$0 Lender Fees
 30 Years Fixed
Buy with a $0 down payment when you qualify for a VA Loan
As low as 0% down options & down payment assistance
6.932% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.578 Points$1,850 Points Fee
$1,850 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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