Home Mortgage Loan Ratesin Louisiana

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/23/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.511% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.961 Points$3,075 Points Fee
$4,569 Total Fees$1,494 Lender Fees
30 Years Fixed
6.565% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.777 Points$2,486 Points Fee
$2,486 Total Fees$0 Lender Fees
30 Years Fixed
6.593% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.855 Points$2,736 Points Fee
$3,436 Total Fees$700 Lender Fees
30 Years Fixed
6.611% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.674 Points$2,157 Points Fee
$4,044 Total Fees$1,887 Lender Fees
30 Years Fixed
6.625% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.943 Points$3,018 Points Fee
$4,345 Total Fees$1,327 Lender Fees
30 Years Fixed
6.758% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
30 Years Fixed
As low as 0% down options & down payment assistance
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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