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Home Mortgage Loan Ratesin Louisiana
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.882% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.815 Points$2,608 Points Fee
|
$4,603 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.970% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.784 Points$2,509 Points Fee
|
$3,304 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
5.974% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.450 Points$1,440 Points Fee
|
$3,440 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.031% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.069% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.843 Points$2,698 Points Fee
|
$2,698 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.107% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.913 Points$2,922 Points Fee
|
$4,150 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.238% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.837 Points$2,678 Points Fee
|
$4,006 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.863 Points$2,762 Points Fee
|
$2,762 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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