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Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 01/29/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.575% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.680 Points$2,176 Points Fee
|
$2,675 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
5.715% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.985 Points$3,152 Points Fee
|
$3,152 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.812% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.669 Points$2,141 Points Fee
|
$2,141 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.923% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.520 Points$1,664 Points Fee
|
$2,053 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.096% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.662 Points$2,118 Points Fee
|
$3,446 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.122% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.795 Points$2,544 Points Fee
|
$4,544 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.345% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.675 Points$2,160 Points Fee
|
$3,267 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.793% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.464 Points$1,485 Points Fee
|
$1,485 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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