Sort By:
Home Mortgage Loan Ratesin Idaho
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/10/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
|||||
|
5.926% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.548 Points$1,754 Points Fee
|
$1,754 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.046% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.599 Points$1,917 Points Fee
|
$2,306 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.219% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.782 Points$2,502 Points Fee
|
$3,202 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| "Unlock Your Dream Home with Us!" | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.842% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.999 Points$3,197 Points Fee
|
$3,197 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Idaho Cities Resource
Choose your city below to view local mortgage lenders in your area: