Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.718% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.978 Points$3,130 Points Fee
$8,197 Total Fees$5,067 Lender Fees
 30 Years Fixed
5.973% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.435 Points$1,392 Points Fee
$3,387 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.982% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.532 Points$1,702 Points Fee
$3,697 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.996% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$4,195 Total Fees$995 Lender Fees
 30 Years Fixed
6.106% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.578 Points$1,850 Points Fee
$8,050 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.242% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.253% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.901 Points$2,883 Points Fee
$4,377 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.578% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.913 Points$2,922 Points Fee
$2,922 Total Fees$0 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
6.070% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.859 Points$2,749 Points Fee
$2,749 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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