Home Mortgage Loan Ratesin Michigan

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.498% APR 6.375% Rate 15 day rate lock $1,997 Payment per month
0.668 Points$2,138 Points Fee
$4,133 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.568% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.610% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.834 Points$2,669 Points Fee
$8,231 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.705% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.500 Points$1,600 Points Fee
$2,650 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.774% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.820 Points$2,624 Points Fee
$4,919 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.780% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.990 Points$3,168 Points Fee
$9,368 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.810% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.612 Points$1,958 Points Fee
$1,958 Total Fees$0 Lender Fees
 30 Years Fixed
6.871% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.872% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.818 Points$2,618 Points Fee
$4,013 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.938% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.968% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.483 Points$1,546 Points Fee
$3,040 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.988% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.788 Points$2,522 Points Fee
$3,849 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.061% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.716 Points$2,291 Points Fee
$2,291 Total Fees$0 Lender Fees
 30 Years Fixed
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6.796% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.474 Points$1,517 Points Fee
$1,517 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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