Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/08/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.858 Points$2,746 Points Fee
$4,073 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.139% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.980 Points$3,136 Points Fee
$3,136 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
5.822% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.786 Points$2,515 Points Fee
$2,515 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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