Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.096% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$7,699 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.181% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.594 Points$1,901 Points Fee
$1,901 Total Fees$0 Lender Fees
 30 Years Fixed
6.245% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$8,762 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.265% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.881 Points$2,819 Points Fee
$4,814 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.314% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.675 Points$2,160 Points Fee
$2,160 Total Fees$0 Lender Fees
 30 Years Fixed
6.322% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$2,582 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.579 Points$1,853 Points Fee
$4,148 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.386% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.963 Points$3,082 Points Fee
$4,713 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.408% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$1,188 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.467% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.972 Points$3,110 Points Fee
$3,110 Total Fees$0 Lender Fees
 30 Years Fixed
6.472% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.711 Points$2,275 Points Fee
$3,511 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.678 Points$2,170 Points Fee
$3,565 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.492% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.632 Points$2,022 Points Fee
$8,222 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.503% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.967 Points$3,094 Points Fee
$4,626 Total Fees$1,532 Lender Fees
 30 Years Fixed
6.559% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.588% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.915 Points$2,928 Points Fee
$2,928 Total Fees$0 Lender Fees
 30 Years Fixed
6.628% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.970 Points$3,104 Points Fee
$4,432 Total Fees$1,328 Lender Fees
 30 Years Fixed
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6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.739 Points$2,365 Points Fee
$2,365 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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