Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
5.972% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.428 Points$1,370 Points Fee
$3,365 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.052% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.669 Points$2,141 Points Fee
$2,141 Total Fees$0 Lender Fees
 30 Years Fixed
6.208% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.513 Points$1,642 Points Fee
$2,817 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.220% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.643 Points$2,058 Points Fee
$3,385 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.229% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.894 Points$2,861 Points Fee
$3,561 Total Fees$700 Lender Fees
 30 Years Fixed
6.329% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.942 Points$3,014 Points Fee
$3,014 Total Fees$0 Lender Fees
 30 Years Fixed
"Unlock Your Dream Home with Us!"
0% down payment USDA Loan options
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.632 Points$2,022 Points Fee
$2,022 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in