Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.766% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.925 Points$2,960 Points Fee
$4,955 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.966% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.364 Points$1,165 Points Fee
$3,160 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.979% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$3,818 Total Fees$1,818 Lender Fees
 30 Years Fixed
6.079% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.435 Points$1,392 Points Fee
$3,392 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.113% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$4,003 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.117% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.865 Points$2,768 Points Fee
$4,150 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.118% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.702 Points$2,246 Points Fee
$8,446 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.200% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.794 Points$2,541 Points Fee
$2,541 Total Fees$0 Lender Fees
 30 Years Fixed
6.234% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.725 Points$2,320 Points Fee
$3,715 Total Fees$1,395 Lender Fees
 30 Years Fixed
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
6.079% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.851 Points$2,723 Points Fee
$2,723 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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