Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.674 Points$2,157 Points Fee
$4,152 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.352% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.354% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$7,993 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.505 Points$1,616 Points Fee
$3,611 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.359% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.360% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$8,362 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.362% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$8,130 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.362% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,795 Total Fees$995 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.975 Points$3,120 Points Fee
$4,120 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.387% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.832 Points$2,662 Points Fee
$4,662 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.397% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.839 Points$2,685 Points Fee
$4,980 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.470% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,195 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.487% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.834 Points$2,669 Points Fee
$3,764 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.512% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.843 Points$2,698 Points Fee
$8,898 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.588% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.685 Points$2,192 Points Fee
$3,380 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.566 Points$1,811 Points Fee
$3,206 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.690% APR 6.690% Rate 30 day rate lock $2,063 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
As low as 0% down options & down payment assistance
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
6.461% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.907 Points$2,902 Points Fee
$2,902 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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