Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.439% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.447 Points$1,430 Points Fee
$6,497 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.452% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.732 Points$2,342 Points Fee
$6,841 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.491% APR 6.375% Rate 15 day rate lock $1,997 Payment per month
0.592 Points$1,894 Points Fee
$3,889 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.583% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.237 Points$758 Points Fee
$2,753 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.583% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.553 Points$1,770 Points Fee
$7,332 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.586% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.647 Points$2,070 Points Fee
$7,263 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.588% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.647 Points$2,070 Points Fee
$7,375 Total Fees$5,305 Lender Fees
 30 Years Fixed
6.588% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.647 Points$2,070 Points Fee
$7,195 Total Fees$5,125 Lender Fees
 30 Years Fixed
6.590% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.596 Points$1,907 Points Fee
$3,135 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.600% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.732 Points$2,342 Points Fee
$3,412 Total Fees$1,070 Lender Fees
 30 Years Fixed
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.996 Points$3,187 Points Fee
$3,728 Total Fees$541 Lender Fees
 30 Years Fixed
6.613% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.846 Points$2,707 Points Fee
$3,757 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.616% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$8,130 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.627% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.661% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.961 Points$3,075 Points Fee
$5,370 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.690% APR 6.690% Rate 30 day rate lock $2,063 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.717% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.615 Points$1,968 Points Fee
$3,163 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.728% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.723 Points$2,314 Points Fee
$3,409 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.739% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.937 Points$2,998 Points Fee
$3,793 Total Fees$795 Lender Fees
 30 Years Fixed
6.741% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.892 Points$2,854 Points Fee
$4,090 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.884 Points$2,829 Points Fee
$4,124 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.750% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.857 Points$2,742 Points Fee
$4,137 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.776% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.934 Points$2,989 Points Fee
$4,989 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.780% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.990 Points$3,168 Points Fee
$9,368 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.799% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$1,600 Total Fees$0 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.843 Points$2,698 Points Fee
$2,698 Total Fees$0 Lender Fees
 30 Years Fixed
6.844% APR 6.750% Rate 35 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$3,095 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.858% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.629 Points$2,013 Points Fee
$3,644 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.861% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.587 Points$1,878 Points Fee
$3,778 Total Fees$1,900 Lender Fees
 30 Years Fixed
6.871% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.885% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.924 Points$2,957 Points Fee
$4,451 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.938% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.988% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.788 Points$2,522 Points Fee
$3,849 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.053% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.632 Points$2,022 Points Fee
$2,022 Total Fees$0 Lender Fees
 30 Years Fixed
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Numbers you can trust
6.699% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.776 Points$2,483 Points Fee
$2,483 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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