Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/29/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.709% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.922 Points$2,950 Points Fee
$2,950 Total Fees$0 Lender Fees
 30 Years Fixed
5.723% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.727% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.963 Points$3,082 Points Fee
$8,072 Total Fees$4,990 Lender Fees
 30 Years Fixed
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.090% APR 6.090% Rate 30 day rate lock $1,938 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.090% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.860 Points$2,752 Points Fee
$3,452 Total Fees$700 Lender Fees
 30 Years Fixed
Numbers you can trust
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0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
5.692% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.734 Points$2,349 Points Fee
$2,349 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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