Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.604% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$3,699 Total Fees$499 Lender Fees
 30 Years Fixed
5.839% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.804 Points$2,573 Points Fee
$7,640 Total Fees$5,067 Lender Fees
 30 Years Fixed
5.859% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.570 Points$1,824 Points Fee
$3,819 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.865% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.636 Points$2,035 Points Fee
$4,030 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.877% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.500 Points$1,600 Points Fee
$4,668 Total Fees$3,068 Lender Fees
 30 Years Fixed
5.883% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$4,793 Total Fees$2,793 Lender Fees
 30 Years Fixed
5.914% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.425 Points$1,360 Points Fee
$1,360 Total Fees$0 Lender Fees
 30 Years Fixed
5.948% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.475 Points$1,520 Points Fee
$2,520 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.994% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.732 Points$2,342 Points Fee
$8,542 Total Fees$6,200 Lender Fees
 30 Years Fixed
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.864 Points$2,765 Points Fee
$4,160 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.116% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.459% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.882 Points$2,822 Points Fee
$2,822 Total Fees$0 Lender Fees
 30 Years Fixed
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As low as 0% down options & down payment assistance
Numbers you can trust
America's #1 Retail Lender (Scottsman Guide)
5.955% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.867 Points$2,774 Points Fee
$2,774 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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