Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.706% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.925 Points$2,960 Points Fee
$7,073 Total Fees$4,113 Lender Fees
 30 Years Fixed
6.763% APR 6.624% Rate 15 day rate lock $2,049 Payment per month
0.817 Points$2,614 Points Fee
$4,609 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.828% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.800 Points$2,560 Points Fee
$2,560 Total Fees$0 Lender Fees
 30 Years Fixed
6.837% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$7,193 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.843% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.877% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.589 Points$1,885 Points Fee
$4,180 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.879% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.984 Points$3,149 Points Fee
$4,337 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.879% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.881% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.720 Points$2,304 Points Fee
$4,299 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.945% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.716 Points$2,291 Points Fee
$2,291 Total Fees$0 Lender Fees
 30 Years Fixed
6.969% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.615 Points$1,968 Points Fee
$3,063 Total Fees$1,095 Lender Fees
 30 Years Fixed
7.009% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.730 Points$2,336 Points Fee
$8,536 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.132% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.883 Points$2,826 Points Fee
$4,726 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.139% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.942 Points$3,014 Points Fee
$4,508 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.181% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.214% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.892 Points$2,854 Points Fee
$2,854 Total Fees$0 Lender Fees
 30 Years Fixed
7.434% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.584 Points$1,869 Points Fee
$1,869 Total Fees$0 Lender Fees
 30 Years Fixed
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6.937% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.632 Points$2,022 Points Fee
$2,022 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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