Home Mortgage Loan Ratesin Georgia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.212% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.366% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$8,393 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.909 Points$2,909 Points Fee
$5,204 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.450% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.491% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.740 Points$2,368 Points Fee
$3,999 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.508% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.964 Points$3,085 Points Fee
$4,480 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.585% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.888 Points$2,842 Points Fee
$2,842 Total Fees$0 Lender Fees
 30 Years Fixed
6.686% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.745% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.874 Points$2,797 Points Fee
$4,124 Total Fees$1,327 Lender Fees
 30 Years Fixed
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Numbers you can trust
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.937 Points$2,998 Points Fee
$2,998 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Georgia homebuyers and homeowners looking to refinance have access to a variety of mortgage lenders offering competitive home loan rates. Whether you're a first-time homebuyer, looking to upgrade, or seeking to refinance your existing mortgage, you can find a range of loan options to suit your needs and financial situation. When comparing home mortgage loan rates in Georgia, it's essential to consider factors such as loan type (fixed-rate or adjustable-rate), loan term, down payment, and credit score, as these can all impact the interest rates and terms you qualify for. Shopping around and comparing offers from multiple lenders, including local banks, credit unions, and online lenders, can help you find the most competitive mortgage rates in Georgia. Working with experienced mortgage professionals and carefully evaluating your options can help ensure that you secure the best home loan rates available, making your homeownership dreams a reality in Georgia.