Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
---|---|---|---|---|---|---|---|
|
6.093% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,200 Total Fees$800 Lender Fees
|
30 Years Fixed | |
|
6.170% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.625 Points$2,000 Points Fee
|
$6,267 Total Fees$4,267 Lender Fees
|
30 Years Fixed | |
|
7.463% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
7.600% APR | 7.500% Rate 30 day rate lock | $2,238 Payment per month |
0.984 Points$3,149 Points Fee
|
$3,149 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Ally Bank |
6.459% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.634 Points$2,029 Points Fee
|
$2,913 Total Fees$884 Lender Fees
|
30 Years Fixed |
Georgia homebuyers and homeowners looking to refinance have access to a variety of mortgage lenders offering competitive home loan rates. Whether you're a first-time homebuyer, looking to upgrade, or seeking to refinance your existing mortgage, you can find a range of loan options to suit your needs and financial situation. When comparing home mortgage loan rates in Georgia, it's essential to consider factors such as loan type (fixed-rate or adjustable-rate), loan term, down payment, and credit score, as these can all impact the interest rates and terms you qualify for. Shopping around and comparing offers from multiple lenders, including local banks, credit unions, and online lenders, can help you find the most competitive mortgage rates in Georgia. Working with experienced mortgage professionals and carefully evaluating your options can help ensure that you secure the best home loan rates available, making your homeownership dreams a reality in Georgia.
Choose your city below to view local mortgage lenders in your area: