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Home Mortgage Loan Ratesin Oregon
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/03/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.933% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,000 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.940% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.703 Points$2,250 Points Fee
|
$2,250 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.966% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.989 Points$3,165 Points Fee
|
$3,165 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.081% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.740 Points$2,368 Points Fee
|
$3,118 Total Fees$750 Lender Fees
|
30 Years Fixed | |
|
6.112% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.840 Points$2,688 Points Fee
|
$4,015 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.227% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.866 Points$2,771 Points Fee
|
$3,471 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.333% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.982 Points$3,142 Points Fee
|
$3,142 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.375% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.000 Points$0 Points Fee
|
$389 Total Fees$389 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.946% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.773 Points$2,474 Points Fee
|
$2,474 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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