Home Mortgage Loan Ratesin Oregon

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.838% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.964 Points$3,085 Points Fee
$3,085 Total Fees$0 Lender Fees
30 Years Fixed
5.941% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.719 Points$2,301 Points Fee
$2,301 Total Fees$0 Lender Fees
30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.834 Points$2,669 Points Fee
$3,058 Total Fees$389 Lender Fees
30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.681 Points$2,179 Points Fee
$2,879 Total Fees$700 Lender Fees
30 Years Fixed
Get home in 2026 with a 0% down VA Loan
Numbers you can trust
5.835% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.923 Points$2,954 Points Fee
$2,954 Total Fees$0 Lender Fees
30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in