Sort By:
Home Mortgage Loan Ratesin Oregon
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/28/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
|||||
|
5.771% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.983 Points$3,146 Points Fee
|
$5,141 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.842% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.345 Points$1,104 Points Fee
|
$3,203 Total Fees$2,099 Lender Fees
|
30 Years Fixed | |
|
5.925% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.540 Points$1,728 Points Fee
|
$1,728 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.999% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.904 Points$2,893 Points Fee
|
$4,288 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.015% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.960 Points$3,072 Points Fee
|
$9,272 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.092% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.986 Points$3,155 Points Fee
|
$3,544 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.095% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.787 Points$2,518 Points Fee
|
$3,613 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.098% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.746 Points$2,387 Points Fee
|
$3,623 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.141% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.681 Points$2,179 Points Fee
|
$5,026 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.807 Points$2,582 Points Fee
|
$2,582 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.283% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.356% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.756 Points$2,419 Points Fee
|
$3,747 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Numbers you can trust | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
PENNYMAC |
6.059% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.739 Points$2,365 Points Fee
|
$2,365 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Oregon Cities Resource
Choose your city below to view local mortgage lenders in your area: