Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.029% APR 6.875% Rate 15 day rate lock $2,103 Payment per month
0.948 Points$3,034 Points Fee
$5,029 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.096% APR 6.999% Rate 30 day rate lock $2,129 Payment per month
0.358 Points$1,146 Points Fee
$3,141 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.127% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
7.154% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.500 Points$1,600 Points Fee
$5,114 Total Fees$3,515 Lender Fees
 30 Years Fixed
7.191% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.500 Points$1,600 Points Fee
$6,350 Total Fees$4,750 Lender Fees
 30 Years Fixed
7.271% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.748 Points$2,394 Points Fee
$4,689 Total Fees$2,295 Lender Fees
 30 Years Fixed
7.311% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.608 Points$1,946 Points Fee
$1,946 Total Fees$0 Lender Fees
 30 Years Fixed
7.347% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.964 Points$3,085 Points Fee
$3,085 Total Fees$0 Lender Fees
 30 Years Fixed
7.373% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.791 Points$2,531 Points Fee
$3,926 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.387% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.898 Points$2,874 Points Fee
$4,368 Total Fees$1,494 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
7.286% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.360 Points$1,152 Points Fee
$1,152 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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