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Home Mortgage Loan Ratesin Colorado
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/13/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.680% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
5.685% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,670 Total Fees$3,470 Lender Fees
|
30 Years Fixed | |
|
5.946% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.425 Points$1,360 Points Fee
|
$2,460 Total Fees$1,100 Lender Fees
|
30 Years Fixed | |
|
5.948% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.475 Points$1,520 Points Fee
|
$2,520 Total Fees$1,000 Lender Fees
|
30 Years Fixed | |
|
5.963% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,050 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
5.966% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.982 Points$3,142 Points Fee
|
$3,142 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.987% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.869 Points$2,781 Points Fee
|
$3,876 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.115% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.872 Points$2,790 Points Fee
|
$4,118 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.966 Points$3,091 Points Fee
|
$4,266 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.177% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.559 Points$1,789 Points Fee
|
$1,789 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.229% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.894 Points$2,861 Points Fee
|
$3,561 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.341% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.965 Points$3,088 Points Fee
|
$3,088 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.939% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.692 Points$2,214 Points Fee
|
$2,214 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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