Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.947% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.049% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$6,375 Total Fees$4,375 Lender Fees
 30 Years Fixed
6.053% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.063% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.787 Points$2,518 Points Fee
$2,518 Total Fees$0 Lender Fees
 30 Years Fixed
6.085% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$7,281 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.108% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.545 Points$1,744 Points Fee
$3,739 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.108% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.110% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.663 Points$2,122 Points Fee
$4,117 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,120 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.134% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.722 Points$2,310 Points Fee
$4,605 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.135% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.978 Points$3,130 Points Fee
$4,761 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.181% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.600 Points$1,920 Points Fee
$1,920 Total Fees$0 Lender Fees
 30 Years Fixed
6.210% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.911 Points$2,915 Points Fee
$2,915 Total Fees$0 Lender Fees
 30 Years Fixed
6.222% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.689 Points$2,205 Points Fee
$3,300 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.746 Points$2,387 Points Fee
$3,623 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.234% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.819 Points$2,621 Points Fee
$3,849 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.238% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.249% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.742 Points$2,374 Points Fee
$8,574 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.544 Points$1,741 Points Fee
$3,136 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 35 day rate lock $1,971 Payment per month
0.677 Points$2,166 Points Fee
$3,561 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.474% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.672 Points$2,150 Points Fee
$3,478 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.524% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
ATTN Homebuyers: explore all your options.
6.280% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.313 Points$1,002 Points Fee
$1,002 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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