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Home Mortgage Loan Ratesin Colorado
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.073% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,499 Total Fees$499 Lender Fees
|
30 Years Fixed | |
|
6.120% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.675 Points$2,160 Points Fee
|
$4,155 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.215% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,550 Total Fees$4,750 Lender Fees
|
30 Years Fixed | |
|
6.216% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,673 Total Fees$4,873 Lender Fees
|
30 Years Fixed | |
|
6.262% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.751 Points$2,403 Points Fee
|
$4,698 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.267% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.909 Points$2,909 Points Fee
|
$4,904 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.294% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,914 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.306% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.592 Points$1,894 Points Fee
|
$1,894 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.352% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,450 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.379% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.782 Points$2,502 Points Fee
|
$8,702 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.405% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.791 Points$2,531 Points Fee
|
$5,378 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.448% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.772 Points$2,470 Points Fee
|
$2,470 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.733 Points$2,346 Points Fee
|
$3,840 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.547% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.813 Points$2,602 Points Fee
|
$5,802 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.716% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.942 Points$3,014 Points Fee
|
$3,014 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
PENNYMAC |
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.937 Points$2,998 Points Fee
|
$2,998 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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