Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.867% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$4,099 Total Fees$2,099 Lender Fees
 30 Years Fixed
5.933% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$6,496 Total Fees$3,296 Lender Fees
 30 Years Fixed
5.981% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.523 Points$1,674 Points Fee
$3,669 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.987% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$3,895 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.013% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.868 Points$2,778 Points Fee
$4,773 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.030% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.064% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.546 Points$1,747 Points Fee
$2,542 Total Fees$795 Lender Fees
 30 Years Fixed
6.079% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.679 Points$2,173 Points Fee
$3,368 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.097% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.725 Points$2,320 Points Fee
$3,320 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.112% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.112% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.866 Points$2,771 Points Fee
$3,866 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.112% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,983 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.113% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.697 Points$2,230 Points Fee
$4,230 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.118% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.702 Points$2,246 Points Fee
$8,446 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.158% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.813 Points$2,602 Points Fee
$5,802 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.200% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.794 Points$2,541 Points Fee
$2,541 Total Fees$0 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.986 Points$3,155 Points Fee
$3,155 Total Fees$0 Lender Fees
 30 Years Fixed
6.227% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.779 Points$2,493 Points Fee
$3,488 Total Fees$995 Lender Fees
 30 Years Fixed
6.234% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.725 Points$2,320 Points Fee
$3,715 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.944 Points$3,021 Points Fee
$4,249 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.259% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.928 Points$2,970 Points Fee
$4,752 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.873 Points$2,794 Points Fee
$2,794 Total Fees$0 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.828 Points$2,650 Points Fee
$3,977 Total Fees$1,327 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.981 Points$3,139 Points Fee
$3,139 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in