Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.603% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$7,699 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.610% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.623 Points$1,994 Points Fee
$3,989 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.725% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.776% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.845 Points$2,704 Points Fee
$4,999 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.887% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.785 Points$2,512 Points Fee
$8,712 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.989% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.689 Points$2,205 Points Fee
$3,699 Total Fees$1,494 Lender Fees
 30 Years Fixed
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As low as 0% down options & down payment assistance
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6.807% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.584 Points$1,869 Points Fee
$1,869 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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