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Home Mortgage Loan Ratesin South Carolina
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/04/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.982% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.532 Points$1,702 Points Fee
|
$3,697 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.997% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,250 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.051% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.654 Points$2,093 Points Fee
|
$2,093 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.085% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.600 Points$1,920 Points Fee
|
$2,920 Total Fees$1,000 Lender Fees
|
30 Years Fixed | |
|
6.099% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.630 Points$2,016 Points Fee
|
$3,411 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.106% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.578 Points$1,850 Points Fee
|
$8,050 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.253% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.901 Points$2,883 Points Fee
|
$4,377 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| Numbers you can trust | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
6.072% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.879 Points$2,813 Points Fee
|
$2,813 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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