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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/30/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.978% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.489 Points$1,565 Points Fee
|
$3,560 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.007% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.994 Points$3,181 Points Fee
|
$4,576 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.109% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.656 Points$2,099 Points Fee
|
$4,099 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
6.118% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.701 Points$2,243 Points Fee
|
$8,443 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,770 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
6.145% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.567 Points$1,814 Points Fee
|
$5,014 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.211% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.608 Points$1,946 Points Fee
|
$3,182 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.306% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$6,202 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.311% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.647 Points$2,070 Points Fee
|
$2,070 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.369% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.890 Points$2,848 Points Fee
|
$4,175 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.065% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.807 Points$2,582 Points Fee
|
$2,582 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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