Sort By:
Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 03/16/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Proud to help you find the home loan of your future | View Details Sponsored
|
|||||
|
5.882% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.975 Points$3,120 Points Fee
|
$4,610 Total Fees$1,490 Lender Fees
|
30 Years Fixed | |
|
5.882% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.815 Points$2,608 Points Fee
|
$4,603 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.970% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.784 Points$2,509 Points Fee
|
$3,304 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
5.982% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.539 Points$1,725 Points Fee
|
$3,725 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
|
5.992% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.830 Points$2,656 Points Fee
|
$4,051 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,577 Total Fees$2,177 Lender Fees
|
30 Years Fixed | |
|
6.013% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,770 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
6.031% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.069% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.843 Points$2,698 Points Fee
|
$2,698 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.238% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.837 Points$2,678 Points Fee
|
$4,006 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.329% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.948 Points$3,034 Points Fee
|
$3,034 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
PENNYMAC |
5.951% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.823 Points$2,634 Points Fee
|
$2,634 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Alabama Cities Resource
Choose your city below to view local mortgage lenders in your area: