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Home Mortgage Loan Ratesin Alabama
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/12/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Proud to help you find the home loan of your future | View Details Sponsored
|
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|
5.801% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.934 Points$2,989 Points Fee
|
$6,189 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
5.948% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.789 Points$2,525 Points Fee
|
$2,525 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.105% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.759 Points$2,429 Points Fee
|
$3,756 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.216% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.747 Points$2,390 Points Fee
|
$3,090 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.341% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,078 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.839% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.972 Points$3,110 Points Fee
|
$3,110 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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